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Credit Risk Manager

Credit Risk Manager

KAF GroupKuala Lumpur, Kuala Lumpur, Malaysia
30+ days ago
Job description

Overview

KAF Group WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

Direct message the job poster from KAF Group

Senior Manager, Group HR, Recruitment & Training

Job Role : Credit Risk Manager

Job Summary

This is a retail banking role in the second line of defense, where the officer is responsible for assessing and managing credit exposures within the bank. The role ensures that credit risks are appropriately identified, measured, monitored, and controlled in accordance with the bank\'s policies and Bank Negara Malaysia\'s regulatory guidelines. Experience in PD, EAD, LGD, ECL modelling, CRWA, Basel III, and MFRS 9 is a must.

Key Responsibilities

  • Monitor the overall credit exposure, identifying trends, concentrations, and potential areas of concern.
  • Reporting : Alert senior management to breaches of credit risk limits or thresholds.
  • Ensure that credit exposures remain within established limits.
  • Utilize bank systems and tools to facilitate the credit risk assessment process.
  • Develop / Assist in the MFRS 9 reporting process.
  • Policy & Procedure : Develop / Assist in the review and development of credit risk policies and procedures.
  • Ensure that credit decisions align with the bank\'s risk appetite and regulatory guidelines.
  • Work closely with the lending or credit origination teams, ensuring that credit decisions are informed by sound risk analysis.
  • Engage in discussions with business units regarding credit risk appetites and limits.

Other Responsibilities

  • Prepare BNM regulatory reporting.
  • Prepare reporting for ORION / KijangNet.
  • Assist to conduct the strategic risk profile exercise of the bank.
  • Undertake any ad-hoc assignments and tasks as directed by management.
  • Contribute to the establishment of the Bank Departments’ Key Risk Indicators (KRIs), Risk Control Self-Assessments (RCSA), Risk Profiles, and Risk Register.

    • Qualifications and Requirements

  • Experience : Manager - At least 7+ years working experience in credit risk management (second defence line).
  • Education : Bachelor’s degree in Finance, Economics, Risk Management or a related field.
  • Familiarity with Malaysian regulatory requirements and guidelines for Islamic banking institutions.
  • Analytical and problem-solving skills with the ability to assess and address risk scenarios.
  • Good communication and interpersonal skills, with the ability to collaborate effectively with various stakeholders.

    • Seniority level

  • Mid-Senior level

    • Employment type

  • Full-time

    • Job function

  • Accounting / Auditing

    • Industries

  • Financial Services and Banking

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    Manager Manager Risk • Kuala Lumpur, Kuala Lumpur, Malaysia