Talent.com
This job offer is not available in your country.
Credit Analyst

Credit Analyst

Fauzi Lezop EmpireKuala Lumpur, Kuala Lumpur, Malaysia
7 days ago
Job description

Requirements

  • Minimum SPM with 1 Year experience OR Diploma in Finance, Banking, Accounting, or a related field.
  • Good knowledge of Microsoft Excel.
  • Detail-oriented, responsible, and able to work under deadlines.
  • Good interpersonal and communication skills.
  • Good customer service.

Responsibilities

  • Review clients’ loan applications and supporting documents such as payslips, bank statements, EPF (KWSP), and identification documents.
  • Assess customers' financial standing by checking income, existing commitments, and repayment capacity.
  • Calculate Debt Service Ratio (DSR) to evaluate loan eligibility.
  • Check clients' credit background through CCRIS / CTOS or internal systems.
  • Ensure all required documents are complete and verified before submitting for final approval.
  • Liaise with clients to clarify any financial information when needed.
  • Work closely with sales and processing teams to ensure smooth application flow.
  • Follow the company’s internal credit guidelines and compliance standards.

    • Benefits

  • Company-provided laptop & mobile phone
  • Phone bill subsidy
  • Company accommodation provided
  • Commission
  • Annual company trip
  • Team dinner & celebration events
  • Casual attire (all days)
  • Opportunity for promotion & salary increment
  • Training provided
  • 10AM–6PM working hours – later start, easier mornings!
  • Work-life balance friendly - no late-night OT!
  • Flexible feel, fixed enough to stay productive!
  • Time-in tolerance available
  • Emergency time-off
  • Super duper friendly & supportive team – zero toxic vibes!

    • Skills

    Credit Scoring Attention to Detail Credit Risk Analysis Banking Regulations Microsoft Excel

    Important Information

    Never provide your bank or credit card details when applying for jobs. Do not transfer any money or complete unrelated online surveys. If you see something suspicious, Report this Job ad.

    Learn More Save

    Create a job alert for this search

    Credit Analyst • Kuala Lumpur, Kuala Lumpur, Malaysia