For those who are looking to explore a new career path and ready for a challenge, take this opportunity to excel yourself with MDV.
No. of vacancies : 1
Job Description :
- Evaluate and analyse a company’s financial position, competitive position within its industry, strategic direction, management quality, project management capability, cash flow assessment and other relevant areas on all complex financing / loan applications independently to determine the level of potential risk.
- Conduct market research to obtain all relevant data and information to assist in evaluating the company’s financial capability.
- Evaluate and analyse post-approved financing / loan applications independently to determine the level of potential risk.
- Prepare risk assessment paper, which highlights potential risks, and highlighting any going concern issues to be submitted to the manager for review.
- Conduct and review the Post Approval Credit / Compliance Review (“PACR”) on sampling basis to ensure compliance with all of MDV’s policies, guidelines, framework and the conditions imposed for credit underwriting.
- Conduct and review the Post Disbursement Review (“PDR”) on sampling basis for the first disbursement to ensure compliance with all of MDV’s conditions imposed for disbursements.
- Conduct and review the Post-Mortem Review (“PMR”) for underwriting, disbursements and monitoring activities in relation to the non-performing financings and determine possible causes of credit deterioration.
- Propose practical and value-added recommendations to address the control weaknesses and / or process inefficiencies.
- Prepare quarterly report for Risk Management Committee (“RMC”) and Board Risk Management Committee (“BRMC”).
- Review and update divisions / department policies to ensure it reflects current changes and market best practice.
Requirements :
Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or equivalent (e.g., ACCA, ICAEW, MICPA-CAANZ, CPA).Minimum 2 years of experience in credit analysis, evaluation, and financing portfolio management within a financial institution or related regulatory environment.Knowledge in credit risk assessment, portfolio analysis, and financial risk management practices.Excellent communication, presentation, and report-writing skills in both English and Bahasa Malaysia.Benefits include : connectivity benefit, annual leave 21 days, study and exam leave 10 days, compassionate leave 10 days, marriage leave 5 days, maternity benefit, outpatient and hospitalization for self and immediate family, gratuity benefit for Raya, Chinese New Year, Deepavali, Christmas and Merdeka, and hybrid working arrangement.We are an equal opportunities employer and welcome applications from qualified candidates.
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