Credit Evaluation Manager, Financial Institutions Credit Risk, Group Corporate Credit, Group Risk
MaybankKuala Lumpur, Kuala Lumpur, Malaysia
30+ days ago
Job description
Job Responsibilities :
To conduct thorough analysis of credit proposals, primarily from the Financial Institutions (FI) / Countries & Sovereigns and Non-Bank Financial Institutions (NBFI) related segment, and assess data provided by the Lending Unit to evaluate the degree of risk of existing or prospective clients, including annual reviews.
Responsible and accountable for the credit recommendation to enable decision makers to formulate well informed decision.
To manage and provide oversight the assigned portfolio with respective Lending Units by providing independent assessment and value added input on overall credit risk appetite.
To maintain consistent high quality standard of evaluation and provide measure to optimize Maybank's exposure vis-à-vis counterparty's credit profiles as well as preserve the bank's asset quality.
Continuously learning and provide support to Risk Academy and Group Human Capital in developing a pool of highly capable and technical competent Originator and Evaluator that will be able to perform their functions effectively.
To undertake ad-hoc assignment or project initiative assigned by Head of Department and continue support to team members.
Job Requirements :
Preferably tertiary education in business related field or any professional qualification
CCP / PCC qualification or related credit qualification e.g. CSA by Omega would be an added advantage
Minimum of 7 years working experience in processing and / or evaluating Corporate, Commercial, FIs / NBFI applications and minimum 3 years of loan origination experience in Corporate, Commercial, FIs / NBFI credit proposals
Proven ability to undertake financial and cash flow analysis as well as possess good credit skills in the identification of risks in respect of borrowers, loan structures, sectors and industries
Proactive person with common sense and demonstration of value-added credit judgement from previous work experience.
Active team player and possess a strong sense of responsibility and commitment.
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Evaluation Financial • Kuala Lumpur, Kuala Lumpur, Malaysia