Responsibilities :
Contribute to the development of product strategies that support the bank's SME market share expansion.
Product Strategy & Execution
- Support the development and execution of product strategies across SME and EB segments.
- Collaborate with program managers to define strategic direction and drive tactical initiatives for key lending programs in BB.
Portfolio Growth & Optimization
Identify opportunities to grow the loan portfolio and improve profitabilityAnalyze trends and segment performance to inform product enhancements, campaigns and portfolio strategies.Conduct market research and benchmarking to assess competitor product propositions, pricing strategies, and process flows.Portfolio Management
Oversee the performance and health of the loan portfolios.Monitor key metrics including portfolio growth, customer base expansion, and segment penetration.Ensure compliance with internal policies and regulatory requirements.Data Analysis & Reporting
Generate insights and reports to inform product decisions and portfolio strategiesTrack and analyze customer trends, usage patterns, and program effectiveness.Strategic Initiatives
Manage adhoc projects / business initiatives as and when requiredRequirements :
Possess Degree in Business / Finance / Accounting / any equivalent.Min 3 years relevant working experienceExperience in product management, portfolio management, or related roles within banking or financial services, would be an added advantage.Strong analytical and strategic thinking skills, with the ability to interpret data and translate insights into actionable plans.Able to communicate and interact well with people at all levelsAbility to work in a dynamic environment with frequent changes in team structure and priorities.Self-driven and adaptable, with a proactive approach to problem-solving.Collaborative mindset with the ability to work across teams and functions.High attention to detail and commitment to quality and compliance.