Ryt Bank WP. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia
Ryt Bank is seeking an experienced and analytical professional to join our Credit Risk team. In this critical role, you will be responsible for monitoring, analysing, and optimizing our credit portfolio while ensuring robust risk management practices are in place. You’ll shape how the bank understands, manages, and mitigates risk in a fast-moving digital lending environment.
Overview
This role is ideal for someone who thrives on data-driven insights, values precision, and is eager to contribute to the stability and growth of a digital-first bank.
Responsibilities
- Develop and maintain dashboards to track portfolio performance and segmentation analytics.
- Conduct in-depth thematic portfolio reviews to identify weaknesses and opportunities for optimization.
- Develop and manage credit risk scorecard models for underwriting and portfolio management.
- Support the development, enhancement, and implementation of Expected Credit Loss (ECL) models and calculations.
- Partner with internal teams to align risk strategies with business goals.
- Assist with other risk-related tasks and initiatives as assigned by the Head of Credit Risk.
Qualifications
Bachelor’s degree or higher in Mathematics, Statistics, Finance, or a related field.Minimum 5 years of hands-on experience in banking or digital lending.Strong technical expertise in credit and credit models.Proficiency in data processing and statistical tools (e.g., R, Python, SQL).Structured, data-driven thinker with the ability to translate insights into actionable recommendations.Independent, proactive, and comfortable working with multiple stakeholders.Play a pivotal role in shaping credit risk strategies at a fast-growing digital bank.Work with cutting-edge tools and data to drive real business impact.Gain exposure to innovative risk management practices in digital lending.Competitive compensation and opportunities for professional growth.What We Value
Revolutionary in our thinkingInnovative in our products, services, and the way we workGenuine in our intentionsHonourable in our actionsTenacious in overcoming challengesEmployment details
Seniority level : Mid-Senior levelEmployment type : Full-timeJob function : Project Management, Other, and Accounting / AuditingIndustries : Banking, Financial Services, and Business Consulting and ServicesWe’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
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