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Credit Policy Manager (Consumer)

Credit Policy Manager (Consumer)

OCBCKuala Lumpur, Kuala Lumpur, Malaysia
23 days ago
Job description

Overview

OCBC Federal Territory of Kuala Lumpur, Malaysia — Credit Policy Manager (Consumer).

Responsibilities

  • Develop, implement, and maintain consumer credit policies and strategies to manage credit risk across consumer financing products.
  • Monitor portfolio performance and recommend policy adjustments to optimize risk-reward trade-offs and pre-empt any potential broadening of credit deterioration.
  • Collaborate with portfolio analytics and product teams to design and support credit strategies initiative.
  • Ensure compliance with regulatory requirements and internal risk frameworks.
  • Conduct regular reviews of credit policy effectiveness and ensure all relevant credit policies guidelines & manuals are updated timely and accurately.
  • Preparation of credit risk updates to stakeholders including local management, Group office and regulators where required.
  • To actively participate in and manage credit risk related projects.

Qualifications

  • Bachelor’s or Master’s degree in Finance, Economics, Statistics, Business, or related disciplines.
  • Processonal credit certification would be an added advantage.
  • 5–10 years of experience in credit risk management, preferably in consumer banking.
  • Strong understanding of credit risk principles and consumer financing products.
  • Familiarity with regulatory guidelines and frameworks.
  • Excellent analytical, communication, and stakeholder management skills.
  • Ability to work independently and lead cross-functional projects.

    • Seniority level

  • Associate

    • Employment type

  • Full-time

    • Job function

  • Analyst, Research, and Other

    • Industries

  • Banking and Financial Services

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    Manager • Kuala Lumpur, Kuala Lumpur, Malaysia