Senior Product Manager, Compliance & Risk Platform

Senior Product Manager, Compliance & Risk Platform

Reap Federal Territory of Kuala Lumpur, Malaysia Join to apply for the Senior Product Manager, Compliance & Risk Platform role at Reap. About Reap : Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement. Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments. Backed by leading investors including Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance. Role Overview : We are looking for a Senior Product Manager to lead Reap’s Compliance & Risk Platform. This role owns the strategy, roadmap and delivery of the internal systems that power client trust signals, transaction and funds-flow monitoring, case management, vendor oversight and regulatory reporting. You will collaborate closely with compliance, risk, data and engineering to build scalable tools that reduce regulator and partner friction, help Reap detect and prevent financial crime while giving customers a faster, safer and smoother experience. You will be customer-obsessed, designing solutions that minimize pain for legitimate users while ensuring the platform always meets regulatory-grade standards. What You’ll Do : Vision with Delivery : Define and drive the platform roadmap, balancing urgent regulatory milestones (e.g., EU and LATAM readiness, license approvals) with building scalable long-term foundations. Apply sharp buy-versus-build judgment to deliver immediate outcomes without compromising the future state. Eyes of the Platform : Build integrations and visibility across funds flow, transactions, watchlists and counterparties, then design the real-time risk scoring engine that turns signals into scores and actions. Success will be measured by trusted visibility across critical rails, with scoring outputs adopted by compliance and operations as the primary decision input. Typologies : Partner with compliance and risk teams to understand market-specific typologies and regulatory expectations, and incorporate these into the risk engine by building tools, rules and frameworks that are manageable, adaptable and explainable. Expand typology coverage and reduce escalations related to missed or unmanaged scenarios. Customer Obsession : Treat compliance as a differentiator, not just a box-ticking exercise. Build capabilities that reduce false positives, speed up approvals and create a smoother onboarding and monitoring journey, while strengthening controls to prevent financial crime. Collaboration : Work with compliance, risk, data and engineering to meet immediate needs while building toward tomorrow’s vision. Ensure requirements are met with no critical gaps and the product enables growth. Execution Enablement : Build case management, vendor oversight, audit trail and decision explainability tools that allow Operations teams to act quickly and confidently. Aim for faster SLA resolution, better regulator audit outcomes and reduced manual rework. What We’re Looking For : 5–10 years of experience within the risk or compliance space in fintech or payments, with exposure to building, implementing, or managing compliance systems. Proven track record contributing to or leading the development of scalable compliance and risk platforms, including real-time risk scoring and funds-flow monitoring across multiple rails (card, fiat, crypto). Comfortable making models explainable and regulator-ready. Global mindset with experience localizing typologies and controls while maintaining a coherent platform. Working familiarity with AML / CTF, sanctions, Travel Rule, GDPR, DORA, scheme and acquirer programs and outsourcing obligations. Customer-obsessed and regulator-ready — able to balance reduced friction for good customers with effective prevention of fraud and financial crime. Excellent stakeholder management skills and proven ability to partner with compliance officers, regulators, partners and internal teams across risk, security, data, engineering, operations and finance. Pragmatic, resilient and action-oriented, with strong instincts on buy-versus-build, clear communication and the ability to bring structure and clarity to ambiguous situations. Note : After submitting your application, please check your inbox for a confirmation email. If you don’t see it, check your spam / junk folder and adjust your settings to ensure future communications; you can follow the steps here. Seniority level : Mid-Senior level Employment type : Full-time Job function : Product Management and Marketing

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