Chief Risk OfficerFunding Societies | Modalku Group • Kuala Lumpur, Kuala Lumpur, Malaysia
Chief Risk Officer
Funding Societies | Modalku Group • Kuala Lumpur, Kuala Lumpur, Malaysia
23 days ago
Job descriptionLead and scale the regional risk function, focusing on credit, portfolio, and operational risk. Oversee risk teams across all operating markets and partner with leaders from Business, Compliance, Legal, Tech, and Finance Drive the company’s path to profitability by enabling sustainable, commercially viable models and proactively managing enterprise-wide risk exposure. Shape risk policies that enable innovation while safeguarding financial strength and reputational trust, with a forward-looking focus on new products and initiatives Oversee regional portfolio performance, risk governance, risk appetite setting, stress testing, provisioning, and regulatory reporting Develop and refine credit risk frameworks, underwriting models, scorecards, collections strategies, and fraud prevention mechanisms, particularly for SME lending Leverage data and analytics to monitor portfolio health in real time, identify early warning signals, and drive data-driven decisions in underwriting and risk mitigation; support with stress testing and scenario analysis Stay ahead of emerging risks related to technology, cybersecurity, and market shifts to ensure agility and resilience Collaborate with senior leadership, risk committee and the board, presenting risk dashboards, insights, and strategic risk assessments to support long-term decision making Partner with product, technology, operations, and data teams to embed smart, scalable, and automated risk controls into the digital lending platform Build and lead a high-performing risk team while cultivating a risk-aware culture across the organization 12+ years of experience in credit and operational risk management, spanning large financial institutions and high-growth or innovative firms, with a proven record of leading teams of 8+ professionals across functions and geographies Solid experience in financial services or banking, with fintech or digital lending exposure preferred. Deep understanding of Southeast Asian markets, with proven ability to navigate diverse regulatory environments and credit behaviors Proven credit underwriting expertise in SME and consumer lending, with a track record of building risk scorecards, fraud frameworks, and effective collections strategies Familiarity with risk governance structures (e.g., risk committees, internal controls) and experience engaging senior leadership and presenting to the board Data-driven mindset with proficiency in analytics, dashboards, and AI / ML-based models for real-time portfolio monitoring, early-warning detection, and decision-making Strategic thinker and clear communicator with cross-functional exposure; skilled at influencing stakeholders and advocating for responsible innovation in partnership with product, engineering, finance, legal, and compliance leaders Time off – flexible paid vacations and observed holidays by country, with occasional paid days for special occasions Flexible working – control of work-life balance with a supportive environment Medical benefits – health insurance coverage for employees and dependents Mental health and wellness – org-wide wellbeing initiatives and access to well-being resources Tech support – company laptop and equipment / tools to enable high productivity
Overview
Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.
Here at Funding Societies | Modalku we live by our core values GETFS :
- Grow Relentlessly : Strive to become our best, most authentic selves
- Enable Teamwork, Disable Politics : Only by forging togetherness, we help each other succeed
- Test Measure Act : Stay curious and reinvent ourselves, through innovation and experimentation
- Focus on Impact : Create impact through bias for action and tangible results
- Serve with Obsession : Build win-win relationships for the long-term by having a customer obsession
We are seeking an experienced and strategic Chief Risk Officer to lead our risk function across Southeast Asia. You will shape and execute a comprehensive risk management framework that supports growth across five markets : Singapore, Malaysia, Indonesia, Thailand, and Vietnam. You will be a critical member of the leadership team and a trusted advisor to the CEO, Board, and cross-functional teams, embedding a strong risk culture and ensuring resilience across all aspects of our business. You will oversee risk governance, credit risk, portfolio risk, operational risk, regulatory risk, market risk, tech and emerging risks to ensure our digital lending, payments and fintech operations are robust, scalable, and compliant across diverse regulatory environments.
This role balances growth and risk to enable strategic expansion while protecting the companys interests, customers, and stakeholders through proactive risk identification, assessment, and mitigation strategies.
Responsibilities
Qualifications
Benefits
Interested to know more about us? Learn about our Stories here.
#J-18808-Ljbffr
Create a job alert for this search
Chief Officer • Kuala Lumpur, Kuala Lumpur, Malaysia
Related jobs
%20Ltd%20-%20Official%20Page)
Chief Governance, Risk & Compliance Officer
Wasco • Kuala Lumpur, Kuala Lumpur, Malaysia
A major oil and gas company in Kuala Lumpur is seeking a VP for Governance, Compliance & Legal to lead strategies ensuring regulatory compliance and corporate governance.
The successful candidate wi...Show more
Last updated: 6 days ago • Promoted
Deputy Chief Investment Officer
Zurich Insurance Malaysia Berhad • Kuala Lumpur, Kuala Lumpur, Malaysia
Contribute the implementation of the Group’s investment strategy in the business units to deliver sustainable risk-adjusted returns aligned with the business’s risk appetite and income targets.Esse...Show more
Last updated: 30+ days ago • Promoted
Head, Business Risk, Regional Risk, Compliance & Projects, Cards, Group CFS
Maybank • Kuala Lumpur, Kuala Lumpur, Malaysia
Head, Business Risk, Regional Risk, Compliance & Projects, Cards, Group CFS.Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia.
Get AI-powered advice on this job and more exclusive features.T...Show more
Last updated: 8 days ago • Promoted
Vice President, ALM and Risk Analytics
AFFIN Group • Kuala Lumpur, Kuala Lumpur, Malaysia
Vice President, ALM and Risk Analytics.Create your future with Affin! You too can make a difference.Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work....Show more
Last updated: 8 days ago • Promoted
Head of Risk Management
Private Advertiser • Subang Jaya, Selangor, Malaysia
Join the pioneering team of a brand-new automotive financing company and help shape the future of mobility in Malaysia!.We’re assembling a high-performing team of passionate, driven individuals who...Show more
Last updated: 6 days ago • Promoted
Vice President, Risk - Regional Credit Management MY
CIMB Bank Berhad • Kuala Lumpur, Kuala Lumpur, Malaysia
Vice President, Risk – Regional Credit Management MY.Assisting Co-Head, Regional Non-Retail Credit Risk to oversee and monitor the Non-Retail credit risk of regional portfolios that are under the p...Show more
Last updated: 23 days ago • Promoted
Head of Technology Risk (1LOD)
Kerry Consulting • Kuala Lumpur, Kuala Lumpur, Malaysia
The Head of Technology Risk will lead the first line of defence (1LOD) risk function, responsible for establishing, executing, and continuously enhancing the risk and control framework across Techn...Show more
Last updated: 12 days ago • Promoted
Deputy Chief Investment Officer
Zurich 56 Company Ltd • Kuala Lumpur, Kuala Lumpur, Malaysia
Press Tab to Move to Skip to Content Link.Select how often (in days) to receive an alert : .Contribute to the implementation of the Group’s investment strategy within business units to deliver sustai...Show more
Last updated: 30+ days ago • Promoted
Chief, Integrated Risk Management & Tech Oversight
Businesslist • Kuala Lumpur, Kuala Lumpur, Malaysia
A leading financial services organization in Kuala Lumpur is seeking a Head of Integrated Risk Management.The role involves developing risk management frameworks, ensuring compliance, and mentoring...Show more
Last updated: 9 days ago • Promoted
Head of Integrated Risk Management
Businesslist • Kuala Lumpur, Kuala Lumpur, Malaysia
Develop and oversee the implementation of integrated risk management frameworks and policies.Ensure compliance with regulatory requirements and internal risk protocols.
Collaborate with cross-functi...Show more
Last updated: 8 days ago • Promoted
Chief Operating Officer
Private Advertiser • Kuala Lumpur, Kuala Lumpur, Malaysia
The COO oversees the university’s day‑to‑day operations, ensuring efficiency, compliance and excellence across academic and administrative functions.
The role provides strategic leadership to align ...Show more
Last updated: 30+ days ago • Promoted
Deputy General Manager - Head of Enterprise Risk Management & Strategic Risk
KPJ Healthcare Berhad • Kuala Lumpur, Kuala Lumpur, Malaysia
Deputy General Manager – Head of Enterprise Risk Management & Strategic Risk.Support the Chief Risk Officer / Head GRCI in all aspects of risk delivery.
Oversee daily operations, manage the Division...Show more
Last updated: 2 days ago • Promoted
Chief Risk Officer
KAF Group • Kuala Lumpur, Kuala Lumpur, Malaysia
Senior Manager, Group HR, Recruitment & Training.This leadership role reports to the Board Risk Management Committee.Job Role : To lead Risk Management function of the digital Islamic Bank.Develop ...Show more
Last updated: 7 days ago • Promoted
Deputy GM, Enterprise Risk & Strategic Risk Leader
KPJ Healthcare Berhad • Kuala Lumpur, Kuala Lumpur, Malaysia
A leading healthcare provider in Malaysia is seeking a Deputy General Manager to oversee Enterprise Risk Management.You will implement risk frameworks, collaborate with the CRO, and ensure complian...Show more
Last updated: 2 days ago • Promoted
Chief Underwriting Officer - Reinsurance
Labuan Reinsurance (L) Ltd - Official Page • Kuala Lumpur, Kuala Lumpur, Malaysia
As Chief Underwriting Officer, you will lead and guide the underwriting team on Treaty and Facultative, Lloyd’s, Managed General Agents (MGAs) and Retrocession.
You will be responsible for the budge...Show more
Last updated: 2 days ago • Promoted
Chief Compliance Officer
KAF Group • Kuala Lumpur, Kuala Lumpur, Malaysia
Position : Chief Compliance Officer KAF Digital Bank.This leadership role reports to the Board Risk Management Committee.
Job role : To lead Compliance function of the Digital Islamic Bank.Lead the co...Show more
Last updated: 4 days ago • Promoted
Vice President, Regional Advanced Risk Modelling MY
CIMB • Kuala Lumpur, Kuala Lumpur, Malaysia
Vice President, Regional Advanced Risk Modelling MY — CIMB, Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia.Quantify the Bank’s exposures to climate change and their potential losses aris...Show more
Last updated: 30+ days ago • Promoted
Deputy Chief Investment Officer
Zurich Insurance • Kuala Lumpur, Kuala Lumpur, Malaysia
Deputy Chief Investment Officer role at Zurich Insurance.Purpose : Contribute the implementation of the Group’s investment strategy in the business units to deliver sustainable risk-adjusted returns...Show more
Last updated: 30+ days ago • Promoted