Commercial Credit Analyst - Australian Mortgage

Commercial Credit Analyst - Australian Mortgage

Three Peaks International is actively seeking a

Commercial Credit Analyst

to support the expansion of its offshore credit operations. The role is integral to our middle-office delivery team, assisting with the assessment and processing of complex commercial and residential loan applications for the Australian financial market. This is not a static role — we are looking for a successful candidate who brings not only technical credit knowledge but also

leadership potential . The position offers a strong possibility to

promotional review for Operations Manager

should the requirements and performance-based targets are met. The Operations Manager role requires the candidate to travel in Australia on a periodic basis to oversee all team and work with Managing Director and Chief of Staff. About Three Peaks International Three Peaks International is a strategic offshore solutions provider, supporting Australian financial institutions with high-quality operational delivery. We focus on building long-term, high-performance teams by providing structured career growth, leadership development, and cross-border collaboration. This role presents a compelling opportunity for candidates who have experience in

commercial lending, credit risk analysis, or corporate banking , and are now looking to step into an international environment with long-term leadership prospects. Key Responsibilities End-to-end preparation of

Commercial & Complex Residential Loan Applications Basic to intermediate Excel modelling

and financial data analysis Lender and

credit policy research

across multiple Australian banks and non-bank lenders Draft

scenarios and workshop summaries

for credit presentations Prepare detailed

emails and letters of advice Conduct due diligence

on personal and business entities Perform

credit and financial statement analysis Manage and adapt various credit and feasibility models including : Standard & Customised Serviceability Calculators Lease Doc (Commercial Property Investment) Property Development Feasibility Models (Simple to Complex) Three-way Cash Flow Forecasting Leveraged Buyout (LBO) Models Discounted Cash Flow (DCF) Analysis Maintain precise

document and file management systems Candidate Profile We are looking for a

financially literate, analytical, and detail-oriented professional

with a strong commitment to delivering high-quality credit work. Ideal candidates may include : Accountants with 2–3 years’ experience Experienced bankers, credit managers, or credit analysts Professionals seeking a career shift into the Australian financial services industry Required Skills & Qualifications Strong understanding of

accounting fundamentals ; CA or CPA qualification highly regarded Excellent

written and verbal communication skills

in English Proactive problem solver with strong analytical acumen Service and client-oriented mindset High attention to detail

with the ability to work independently and deliver quality output Unwavering integrity and trustworthiness Preferred Attributes (Nice to Have) Exposure to or strong interest in

Australian business culture Previous experience supporting Australian credit or lending teams Familiarity or affinity with

small business

or

property development sectors TECHNICAL REQUIREMENTS : Must have a laptop / PC with functional and clear webcam for interview and meetings Strong and stable internet connection - at least 100-200 Mbps and back up incase of emergency

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