FVP / SVP, Senior Approver, Credit Commercial

FVP / SVP, Senior Approver, Credit Commercial

Posting Date : 9 Jun 2025 Location :

Kuala Lumpur (City Area), Wilayah Persekutuan, MY, 50350

Company : United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The  Credit and Risk Management  function is comprised of three teams : Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

• Approve credit / financing applications such as new facilities / incremental / annual review, temporary excess, offerings, etc. if within Credit Discretionary Limit (CDL).
• Perform credit assessment and prepare credit evaluations for credit applications beyond CDL for decision-making by higher approving authorities.
• Review and approve all the internal credit ratings of customers.
• Work with Business Unit (BU) to identify, mitigate and manage credit risks including resolving complex credit issues with BU.
• To ensure that credit decision is guided by the Bank’s Credit Policy, guidelines and practices.

Job Requirements