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Senior Credit Analyst

Senior Credit Analyst

ORIX Leasing Malaysia GroupKuala Lumpur, Kuala Lumpur, Malaysia
13 hours ago
Job description

Responsibilities

  • Conduct credit review on new credit applications and other proposals involving credit exposures as well as non-performing receivables in accordance with the company’s credit policies and guidelines.
  • Provide coaching and guidance to junior Credit Associate on product knowledge, credit assessment technique and company’s internal policies and procedures.
  • Review reports prepared by Senior Associate and Credit Associate and support / supervise their preparation of credit evaluation reports, analysis of market condition, economic development and industry review.
  • Perform regular updates on industry review by the rating / research houses for the reference of Business Units to keep abreast with the fast-changing business landscape and environment.
  • Conduct joint customer visits with Business Units and Branch visits when necessary.
  • Support the department's review of new products’ performance, including risk monitoring to identify trends / risk characteristics of loan portfolio.
  • Undertake and assist matters in the spectrum of Risk Management related scope and any other duties assigned by the Head of Department.

Requirements :

  • Degree in Business Studies, Economics, Finance / Accountancy / Banking or equivalent with Chartered Banker (CB) / Associate Chartered Banker (ACB) / Professional Credit Certification (PCC) / Certified Credit Professional (CCP) qualification.
  • Preferably possess at least 5 years of relevant experience in evaluation of commercial loans.
  • A team player with strong leadership skills, good communication skills with a proactive problem-solving attitude.
  • Strong critical thinking and analytical skills, resourceful and attentive to details.
  • Possess good command of English with a flair for comprehensive report writing.
  • High self-motivation and able to work independently.
  • Possess sense of urgency, able to multitask and work under pressure.
  • Proficient in Microsoft Office applications.
  • Seniority level

  • Mid-Senior level
  • Employment type

  • Full-time
  • Job function

  • Analyst, Writing / Editing, and Finance
  • Industries

  • Financial Services and Banking
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