This job offer is not available in your country.

Senior Credit Analyst (Hire Purchase)

Funding Societies | Modalku GroupKuala Lumpur, Federal Territory of Kuala Lumpur, MY

20 days ago

Job type

Quick Apply

Job description

Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.

Here at Funding Societies | Modalku we live by our core values GETFS :

Grow Relentlessly : Strive to become our best, most authentic selves.
Enable Teamwork, Disable Politics : Only by forging togetherness, we help each other succeed.
Test Measure Act : Stay curious and reinvent ourselves, through innovation and experimentation.
Focus on Impact : Create impact through bias for action and tangible results.
Serve with Obsession : Build win-win relationships for the long-term by having a customer obsession.

What will you do :

Conduct comprehensive credit assessments for both individual and corporate HP loan applications.

Ensure that credit requests are processed within the designated turnaround time, adhering to FSMY’s credit policies and lending guidelines.

Identify and mitigate potential risks associated with hire purchase agreements.

Develop and maintain strong relationships with internal and external stakeholders, including sales teams and customers.

Mentor and provide guidance to junior credit analysts.

Contribute to the continuous improvement of credit policies, procedures, and risk assessment methodologies.

Stay abreast of industry trends, regulatory changes, and economic conditions impacting the hire purchase market.

Ad-hoc assignments and other responsibilities delegated by the supervisor from time to time.

Requirements

At least 3 years of experience in loan processing or evaluation within the financial services industry or a financial institution.

Proven track record of managing a portfolio of hire purchase accounts.

Excellent understanding of credit principles, financial statements, and risk management concepts.

Proficiency in credit analysis software and Microsoft Office Suite (especially Excel).

Exceptional communication (written and verbal) and interpersonal skills.

Ability to work independently and collaboratively in a fast-paced environment.

Strong attention to detail and accuracy.

Sound judgment and decision-making abilities.

Possess strong interpersonal, problem-solving, and analytical abilities.

Ability to speak in other languages or dialects would be added advantage.

Benefits

Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.

Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.

Medical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.

Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we organize org-wide fitness initiatives and engage partners to provide well-being coaching.

Tech support - We provide a company laptop for our employees and the best possible support for the right equipment / tools to enable high productivity.

Interested to know more about us? Learn about our Stories here .

Create a job alert for this search

Credit Analyst • Kuala Lumpur, Federal Territory of Kuala Lumpur, MY

Related jobs

Promoted

Regional Lead, Member Engagement and Experience (MEE) - Europe

IFACKuala Selangor, Kuala Selangor, Malaysia

Regional Lead, Member Engagement and Experience (MEE) - Europe.During 2024 IFAC shifted its strategic focus to maximizing member value and experience. The Member Value Proposition (MVP) was created ...Show moreLast updated: 23 hours ago

Promoted

Asia Portfolio Leader (APL), Industrial Specialties Division Packaging, Safety & Industrial Bus[...]

3MSepang, Sepang, Malaysia

The area portfolio leader for Asia ISD Packaging will be responsible for driving growth and profitability of the packaging tapes business in Asia through area product marketing leadership role.The ...Show moreLast updated: 23 hours ago

Promoted

Branch Manager

AFFIN GroupGenting Highlands, Pahang, Malaysia

Managing and overseeing branch personnel, supervising branch operations, and ensuring efficient operation on a day-to-day basis. Accountable for Branch Sales turnover, to improve the business profit...Show moreLast updated: 1 day ago

Promoted

Senior Consultant – Automatic Fare Collection

JacobsKuala Lumpur, Kuala Lumpur, Malaysia

Senior Consultant – Automatic Fare Collection (AFC) based in JB, Malaysia for a duration of 24 months.The role requires domain expertise in transit ticketing systems and AFC support on urban rail a...Show moreLast updated: 23 hours ago

Promoted

Senior Manager - Business Development (Medical Consumables)

HartalegaBatu Caves, Selangor, Malaysia

Mun Global is the global platform for premium healthcare and personal protective products across many markets.This position is responsible for : . Lead and manage the full spectrum of the medical cons...Show moreLast updated: 30+ days ago

Promoted

Commercial Credit Analyst - Australian Mortgage

Three Peaks InternationalPort Klang, Malaysia

Commercial Credit Analyst - Australian Mortgage.Three Peaks International is actively seeking a.The role is integral to our middle-office delivery team, assisting with the assessment and processing...Show moreLast updated: 3 days ago

Senior Manager, Credit Risk

Funding Societies | Modalku GroupKuala Lumpur, Federal Territory of Kuala Lumpur, MY

Quick Apply

SME digital finance platform in Southeast Asia.We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fu...Show moreLast updated: 30+ days ago

Promoted

Senior Statistician

OPISSeremban, Negeri Sembilan, Malaysia

Due to our ongoing global expansion, we have a great opportunity for a.The Senior Statistician reports to the Biostatistics Coordinator, serves as the primary point of contact to the study team for...Show moreLast updated: 23 hours ago

Promoted

Analyst - Credit and Transaction Management (CTM)

RBCKuala Lumpur, Kuala Lumpur, Malaysia

Do you thrive in working in an interactive team environment? Are you a quick learner of systems, have strong organizational, time management, analytical, written and spoken communication skills? As...Show moreLast updated: 30+ days ago

Promoted

Credit Analyst

Manulife Insurance MalaysiaKuala Lumpur, Kuala Lumpur, Malaysia

Nous utilisons des • •pour fournir des statistiques qui nous aident à vous offrir la meilleure expérience sur note site.Vous y trouverez des renseignements sur les témoins, ou vous pouvez les désac...Show moreLast updated: 1 day ago

Promoted

Credit Analyst

Alliance Bank Malaysia BerhadKuala Lumpur, Kuala Lumpur, Malaysia

Interpret and analyze market sector activity impact on credit risk & credit rating.Industry sector coverage of minimum 5. Compile detailed financial models and projections and apply economic and ind...Show moreLast updated: 23 hours ago

Promoted

Senior Specialist, Fraud & Transaction Monitoring

Razer Inc.Shah Alam, Selangor, Malaysia

Joining Razer will place you on a global mission to revolutionize the way the world games.Razer is a place to do great work, offering you the opportunity to make an impact globally while working ac...Show moreLast updated: 23 hours ago

Promoted

Senior Credit Risk Analyst

RHB Banking GroupKuala Lumpur, Kuala Lumpur, Malaysia

Develop, review and implement RAC for higher risk sector for Non-Retail Malaysia Operations and Overseas Operations.Identification of new emerging risk in sector other than selected higher risk sec...Show moreLast updated: 30+ days ago

Promoted

Credit Analyst

HSBCKuala Lumpur, Kuala Lumpur, Malaysia

HSBC Federal Territory of Kuala Lumpur, Malaysia.HSBC Federal Territory of Kuala Lumpur, Malaysia.Get AI-powered advice on this job and more exclusive features. Some careers have more impact than ot...Show moreLast updated: 30+ days ago

Promoted

Credit Analyst

Manulife FinancialKuala Lumpur, Kuala Lumpur, Malaysia

We’re looking for a highly analytical and collaborative Credit Analyst to deliver independent, timely, and well-researched credit opinions and recommendations across a defined coverage universe.You...Show moreLast updated: 1 day ago

Credit Analyst

Funding Societies | Modalku GroupKuala Lumpur, Federal Territory of Kuala Lumpur, MY

Quick Apply

Promoted

Senior Credit Manager, Regional Credit Management

RHB Banking GroupKuala Lumpur, Kuala Lumpur, Malaysia

Senior Credit Manager, Regional Credit Management.Evaluate Business Banking’s Commercial and CBBC credit applications and ensure only quality assets are booked. Make credit decisions to either recom...Show moreLast updated: 23 hours ago

Promoted

Credit Analyst

ManulifeKuala Lumpur, Kuala Lumpur, Malaysia

Manulife Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia.We’re looking for a highly analytical and collaborative Credit Analyst to deliver independent, timely, and well-researched credit ...Show moreLast updated: 23 hours ago