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Credit Analyst

Credit Analyst

360MMSKuala Lumpur, Kuala Lumpur, Malaysia
11 days ago
Job description

This job is for a Credit Assessor. You might like this job because it involves managing loan applications and conducting credit assessments for approvals or declines. Tasks include data entry, document verification, and interacting with funders.

RM 2500 - RM 4500

Atria Sofo Suites

Full-Time

few hours ago

Job Description

  • Salesforce data entry and LoanApp management
  • Download documents – ensure all documents are present and valid, including renaming the documents
  • Create leads and convert to opportunities
  • Push to funder application – ensure all the details are accurate
  • Submit application to funder
  • Sent credit guides if applicable
  • Management of valuation report
  • Follow up
  • Generate credit reports and complete title search
  • Management of progress draws
  • Complete KYC – IDyou or IDkit
  • Complete application forms and sending for signatures
  • Complete funding table and servicing calculator
  • Draft credit proposal for credit assessment
  • Credit assessment – assessing applications prior to submission to the credit analyst for review
  • Complete risk and fraud assessments
  • Review credit limits in line with 360MMS policies and procedures
  • Recommend for approval / decline
  • Complete cover sheets
  • Dealing with underwriter MIR and queries
  • Assist with Pre & Post settlement enquiries
  • Ad hoc task as necessary

Job Requirements

Required skills / experiences :

  • Bachelor’s degree in finance, accounting, or other business-related fields
  • Minimum 2 years of any related finance or credit experience
  • Ability to manage competing deadlines effectively for fast-paced work environment, with varying degrees of supervision
  • Attention to detail and ability to notice discrepancies in data
  • Understanding of the credit policy
  • Problem-solving, mathematical, comprehension and analytical skills
  • Required behaviours :

  • Critical Thinking
  • Consistent and methodical approach
  • Persistence
  • Problem Solving
  • Love of learning
  • Team Orientated
  • Company Benefits

    Our team is fun, happy and energised, and we practice open communication.

    Exposure

    Exposure to the Australian mortgage industry.

    Coffee & Snacks

    Provisions of coffee, tea, and snacks in the office.

    Work-From-Home

    Flexible working arrangement (ie. work-in-office and work-from-home). One-off workspace subsidy will be offered.

    Medical Benefit

    Health benefit for our staff, including GP, optical, dental, health screening and even TCM.

    As a people-first organisation, we care about your wellbeing (ie. massage / spa, movies, staycation, etc.)

    #J-18808-Ljbffr

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    Credit Analyst • Kuala Lumpur, Kuala Lumpur, Malaysia

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