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Analyst - Credit and Transaction Management (CTM)

Analyst - Credit and Transaction Management (CTM)

RBCKuala Lumpur, Kuala Lumpur, Malaysia
30+ days ago
Job description

Overview

What is the opportunity?

Do you thrive in working in an interactive team environment? Are you a quick learner of systems, have strong organizational, time management, analytical, written and spoken communication skills? As an Analyst in our Credit and Transaction Management team, you will partner with various internal stakeholders to manage the Global Credit Portfolio. You will work on various tasks and projects, develop a framework to identify specific areas of focus, evaluate possible efficiencies and provide recommendations to streamline credit-related processes. You will also work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.

What will you do?

You will be responsible for the administration of a portfolio of borrowers, which includes multinational and other large corporate lending relationships. Your key responsibilities will include :

  • Complete Annual Reviews of existing credit relationships in a timely fashion with high quality.
  • Review credit agreement terms and ensure they are correctly reflected in the Bank’s systems; ensure all credit documentation is accounted for and reviewed on a timely basis (e.g. credit agreements, amendments, waivers, security documents).
  • Monitor receipt of reporting requirements outlined in credit agreements underpinning a portfolio of Global Credit Names. Liaise with Agent Banks, Ratings and Monitoring teams, Corporate Banking and other stakeholders to investigate overdue compliance reporting items; coordinate escalations to Group Risk Management (GRM) and Account Management Teams as required.
  • Ensure data integrity on assigned accounts by reflecting all relevant ongoing changes in bank systems with necessary support and approvals attached.
  • Collaborate with stakeholders to identify areas for efficiency evaluation and provide recommendations to streamline credit processes.
  • Maintain credit, transactional and trading limits in bank systems. Submit and approve administrative transaction requests as required under Delegated Authorities provided by the Chief Risk Officer.
  • Identify and escalate deteriorating situations in ongoing monitoring of the portfolio; where possible, provide recommended course of action to stakeholders.
  • Engage in other projects and assignments as required, including portfolio and / or audit-related reviews; complete ad-hoc projects to support the team’s demands.

Working as part of a centralized team supporting different regions will entail being flexible around work timings to engage with functional and global stakeholders (e.g., may involve early morning or late evening / night meetings some days). Initial overlap with stakeholders in Canada will be required while training. If business demands require adjusting the shift to enable greater regional overlap, the department lead will formalize this arrangement.

What do you need to succeed?

Must-have :

  • Strong academic credentials including a Bachelor’s degree in Business, Finance, Economics, or related field.
  • Motivated self-starter with strong work ethic; accuracy and attention to detail are paramount.
  • Strong analytical, credit and technical competencies including knowledge of credit-related products.
  • Professional written and verbal communication skills.
  • Ability to prioritize, handle multiple tasks under pressure and meet deadlines.
  • Ability to exercise sound judgement with delegated authorities for electronic transaction approvals.
  • 1-3 years of experience in banking or corporate lending, finance or risk management.
  • Ability to read and understand complex legal documents (e.g. loan agreements, security documents).
  • Strong credit and analytical skills including assessing financial statements and client reports to draw conclusions and recommend actions.
  • Ability to work effectively within a team and interact at all levels of a large organization.
  • Proficient in Microsoft Office (Excel, PowerPoint, Access).
  • Nice to have :

  • Proficiency in visual data tools or dashboards (e.g., Tableau).
  • Proficiency in advanced Excel / VBA.
  • Working towards a postgraduate finance designation (e.g., CFA, MBA, CPA) or a related postgraduate degree.
  • What’s in it for you?

    We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

  • Partner with Credit Transaction Managers to manage the Global Credit Portfolio.
  • Build and maintain strong business relationships with Corporate Banking, Global Transaction Banking, Global Credit, Risk Management, Ratings and Monitoring Team, Global Loans and Administration, Internal and External Audit.
  • Job Skills

  • Adaptability
  • Critical Thinking
  • Customer Service
  • Detail-Oriented
  • Financial Engineering
  • Financial Statement Analysis
  • Investments Analysis
  • Personal Development
  • Personal Initiative
  • Teamwork
  • Additional Job Details

    Address : PERSIARAN IRC 2, IOI RESORT CITY IOI CITY TOWER ONE : PUTRAJAYA

    City : Putrajaya

    Country : Malaysia

    Work hours / week : 40

    Employment Type : Full time

    Platform : CAPITAL MARKETS

    Job Type : Regular

    Pay Type : Posted Date :

    Application Deadline : 11 : 59 PM on the day prior to the application deadline date above

    Inclusion and Equal Opportunity Employment

    At RBC, we believe an inclusive workplace that has diverse perspectives is core to our growth. RBC strives to deliver a workplace based on respect, belonging and opportunity for all.

    Join our Talent Community

    Stay in-the-know about great career opportunities. Sign up and get info on latest jobs, career tips and Recruitment events. Expand your limits and create a new future together at RBC. Find out how we use our passion to help clients and communities at job s.rbc.com.

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    Credit Analyst • Kuala Lumpur, Kuala Lumpur, Malaysia

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