Credit Analyst Team Leader

Credit Analyst Team Leader page is loaded## Credit Analyst Team Leaderremote type : Hybridlocations : Kuala Lumpur (City Area)time type : Full timeposted on : Posted Todaytime left to apply : End Date : January 31, 2026 (30+ days left to apply)job requisition id : JR70762

• About UOB
• United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
• Job Description
• United Overseas Bank (Malaysia) Bhd\
• Job Title : Credit Analyst Team Leader\
• Job Summary\
• Lead and supervise a team of Credit Analysts in conducting comprehensive credit assessments, ensuring timely and accurate analysis of credit applications, and maintaining adherence to the bank's credit policies and risk appetite. Job Responsibilities\
• Supervise, mentor, and develop a team of Credit Analysts, fostering a high-performance culture and ensuring continuous professional growth. \
• Oversee the end-to-end credit assessment process, from initial application review to final recommendation, for various corporate and commercial clients. \
• Conduct in-depth financial analysis, including cash flow projections, sensitivity analysis, and collateral valuation, to assess creditworthiness and identify potential risks. \
• Ensure all credit proposals are prepared accurately, comprehensively, and in compliance with internal credit policies, regulatory requirements, and established risk parameters. \
• Provide expert guidance and support to team members on complex credit cases, structuring solutions, and resolving analytical challenges. \
• Collaborate with Relationship Managers and other internal stakeholders to facilitate efficient credit processing and maintain strong client relationships. \
• Review credit reports and recommendations prepared by team members, ensuring quality and consistency. \
• Contribute to the continuous improvement of credit processes, policies, and analytical tools. \
• Stay abreast of industry trends, economic developments, and regulatory changes impacting credit risk. Job Qualifications\
• Bachelor's degree in Finance, Accounting, Economics, or a related field. A Master's degree or professional certifications (e.g., CFA) is an advantage. \
• Minimum of 7 years of relevant experience in credit analysis within the banking or financial services industry, with at least 2 years in a supervisory or team leadership role. \
• Strong understanding of financial statements, accounting principles, and financial modeling techniques. \
• Proven ability to analyze complex financial data, assess credit risk, and make sound credit decisions. \
• In-depth knowledge of credit products, lending structures, and risk management practices. \
• Familiarity with Bank Negara Malaysia (BNM) guidelines and other relevant regulatory frameworks. \
• Excellent leadership, communication, and interpersonal skills, with the ability to motivate and develop a team. \
• Strong analytical, problem-solving, and decision-making abilities. \
• Proficiency in Microsoft Office Suite, particularly Excel, and experience with credit analysis software. \
• Ability to work effectively under pressure and meet tight deadlines.##
• Additional Requirements
• Be a Part of the UOB FamilyUOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.Apply now and make a Difference#
• Together, Let’s Build the Future of ASEAN
• We value our people and invest in them as we look to fulfil our purpose of building the future of ASEAN. We seek to create a collaborative and progressive environment for them to succeed in their careers for the long term. Explore career opportunities with us today.

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