Talent.com
This job offer is not available in your country.
Senior Analyst / Lead Analyst (Debt Financing)

Senior Analyst / Lead Analyst (Debt Financing)

pitchINKuala Lumpur, Federal Territory of Kuala Lumpur, MY
30+ days ago
Job type
  • Quick Apply
Job description

pitchIN is a digital fundraising and investing platform. We’re registered as a Recognized Market Operator with the Securities Commission Malaysia. We help businesses raise capital and help investors find quality investment deals

Why you should work with us »

Do you have a sharp eye for spotting creditworthy businesses that others might overlook? Are you ready to build the analytical foundation that drives smart lending decisions in Malaysia's fast-growing alternative finance sector?

🎯 The Opportunity

As a Senior / Lead Analyst at pitchIN, Malaysia's leading Digital Fundraising and Investment Hub, you'll be responsible for the critical decisions that determine which businesses access debt financing through our platform. Your analysis directly impacts both entrepreneur success and investor returns.

You'll spend your days building and refining credit models that can accurately assess risk across diverse industries, from tech startups to established SMEs. You'll also evaluate individual deals, conducting thorough financial analysis to recommend the most promising opportunities for our debt crowdfunding platform. Your work ensures that deserving businesses get funded while protecting investor capital.

🎁 Why pitchIN?

  • Decision-Making Authority : Your analysis directly determines which businesses receive funding and shapes Malaysia's entrepreneurial landscape
  • Cutting-Edge Analytics : Build sophisticated credit models using the latest data science techniques and alternative data sources
  • Diverse Deal Flow : Evaluate businesses across industries, from tech startups to established SMEs seeking growth capital
  • Market Leadership : Be part of Malaysia's most trusted debt crowdfunding platform with proven track record
  • Professional Growth : Develop world-class credit analysis skills while working with innovative financing structures

🌟 What Makes this Role Extraordinary?

Credit Modeling & Risk Assessment

  • Engineer sophisticated credit scoring models by analyzing financial data, business performance metrics, and alternative data sources to predict default probability and optimize lending decisions
  • Continuously enhance model accuracy through backtesting, performance monitoring, and incorporating new data variables that improve predictive power
  • Develop automated screening tools that streamline initial deal assessment while maintaining rigorous credit standards
  • Build risk segmentation frameworks that enable differentiated pricing and terms based on borrower risk profiles
  • Create comprehensive credit policies that balance growth objectives with prudent risk management
  • Deal Assessment & Investment Recommendations

  • Conduct deep-dive financial analysis of potential borrowers including cash flow modeling, financial statement analysis, and business viability assessment
  • Evaluate management quality and business fundamentals to assess execution risk and growth potential
  • Perform industry and competitive analysis to understand market dynamics and company positioning
  • Structure optimal deal terms including interest rates, repayment schedules, and security arrangements that balance borrower needs with investor expectations
  • Present compelling investment cases to internal committees and recommend deals for debt crowdfunding platform listing
  • Portfolio Monitoring & Optimization

  • Track portfolio performance across key metrics including default rates, recovery rates, and investor returns
  • Implement early warning systems to identify potential problem loans and recommend intervention strategies
  • Conduct post-investment monitoring of borrower performance and covenant compliance
  • Generate insightful reports for investors, management, and regulators on portfolio health and market trends
  • Optimize platform performance by analyzing deal characteristics that drive successful outcomes
  • 🌟 What You Bring to the Table

    Essential Excellence

  • 3-6 years of credit analysis experience in banking, alternative lending, corporate finance, or investment analysis
  • Advanced financial modeling skills with expertise in cash flow analysis, ratio analysis, and credit risk assessment methodologies
  • Statistical analysis proficiency using tools like Excel, SQL, Python, R, or specialized credit modeling software
  • Deep understanding of financial statements and ability to identify key risk factors and financial health indicators
  • Industry knowledge across multiple sectors with understanding of business models, market dynamics, and operational risks
  • Strong written communication with ability to prepare clear, compelling credit memos and investment recommendations
  • Detail-oriented mindset with proven track record of accurate analysis under tight deadlines
  • Bonus Superpowers

  • Credit scoring model development experience with machine learning applications in risk assessment
  • Alternative lending or fintech experience with understanding of digital lending platforms and crowdfunding dynamics
  • CFA, FRM, or related professional certification demonstrating advanced financial analysis expertise
  • Regulatory knowledge of Malaysian financial services guidelines and debt crowdfunding regulations
  • Database management skills for handling large datasets and building automated reporting systems
  • SME lending experience with understanding of small business credit challenges and evaluation techniques
  • 🚀 Ready to Shape Malaysia's Lending Future?

    Join us in building the analytical foundation that powers smart lending decisions. At pitchIN, your expertise becomes the bridge between deserving businesses and the capital they need to thrive, while ensuring investors achieve attractive risk-adjusted returns.

    Your analytical excellence drives entrepreneurial success.

    Create a job alert for this search

    Senior Analyst • Kuala Lumpur, Federal Territory of Kuala Lumpur, MY

    Related jobs
    • Promoted
    • New!
    Senior Business Analyst – Cost & Expense Transformation Lead

    Senior Business Analyst – Cost & Expense Transformation Lead

    AmbitionKuala Lumpur, Kuala Lumpur, Malaysia
    Senior Business Analyst – Cost & Expense Transformation Lead.Role focuses on designing future-state templates, target operating models, and platform capabilities to support actuals and planning cyc...Show moreLast updated: 21 hours ago
    • Promoted
    Analyst

    Analyst

    HSBCKuala Lumpur, Kuala Lumpur, Malaysia
    Some careers have more impact than others.If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and fin...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Provider Audit Senior Analyst

    Provider Audit Senior Analyst

    Cigna Health and Life Insurance CompanyKuala Lumpur, Kuala Lumpur, Malaysia
    Provider Audit Senior Analyst page is loaded## Provider Audit Senior Analystremote type : Hybridlocations : Kenya One Africa Place : Kuala Lumpur, Malaysiatime type : Full timeposted on : Post...Show moreLast updated: 21 hours ago
    • Promoted
    Cyber Defense Senior Analyst

    Cyber Defense Senior Analyst

    Experian Asia PacificCyberjaya, Selangor, Malaysia
    Experian is a global data and technology company, powering opportunities for people and businesses around the world.We help to redefine lending practices, uncover and prevent fraud, simplify health...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Associate Analyst / Analyst, Sector-Led Technical Development & Central Banking Interlinkages, People

    Associate Analyst / Analyst, Sector-Led Technical Development & Central Banking Interlinkages, People

    Bank Negara MalaysiaKuala Lumpur, Kuala Lumpur, Malaysia
    Learning Needs Analysis – Assist in gathering insights from business on learning needs and gaps, and work with SMEs to validate learning needs. Curriculum Development – Support design and curation o...Show moreLast updated: 21 hours ago
    Senior Credit Analyst (Hire Purchase)

    Senior Credit Analyst (Hire Purchase)

    Funding Societies | Modalku GroupKuala Lumpur, Federal Territory of Kuala Lumpur, MY
    Quick Apply
    SME digital finance platform in Southeast Asia.We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fu...Show moreLast updated: 20 days ago
    • Promoted
    Analyst, Global Markets Supervision

    Analyst, Global Markets Supervision

    RBCKuala Lumpur, Kuala Lumpur, Malaysia
    Our client is a specialist provider of asset services, custody, payments and treasury services.Founded in 1864, they are the 10th largest bank worldwide and the 5th in North America, as measured by...Show moreLast updated: 23 days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    Manulife Insurance MalaysiaKuala Lumpur, Kuala Lumpur, Malaysia
    Nous utilisons des • •pour fournir des statistiques qui nous aident à vous offrir la meilleure expérience sur note site.Vous y trouverez des renseignements sur les témoins, ou vous pouvez les désac...Show moreLast updated: 1 day ago
    • Promoted
    • New!
    Credit Analyst

    Credit Analyst

    Alliance Bank Malaysia BerhadKuala Lumpur, Kuala Lumpur, Malaysia
    Interpret and analyze market sector activity impact on credit risk & credit rating.Industry sector coverage of minimum 5. Compile detailed financial models and projections and apply economic and ind...Show moreLast updated: 21 hours ago
    • Promoted
    Document Analyst

    Document Analyst

    Standard CharteredKuala Lumpur, Kuala Lumpur, Malaysia
    We’re looking for a talented Trade Operations Analyst, who will be responsible for coordinating and monitoring complex international trade transactions. The role will ensure seamless communication b...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Data Analyst

    Senior Data Analyst

    GrabPetaling Jaya, Selangor, Malaysia
    Grab is Southeast Asia's leading superapp.From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we've got your back with everything.In...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Actuarial Analyst

    Senior Actuarial Analyst

    Zurich InsurancePetaling Jaya, Malaysia
    Job Summary Acts under direct supervision, performing actuarial duties in order to provide highly accurate data and analyses for use by more senior actuaries in relation to reserving, reporting, ca...Show moreLast updated: 3 days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    Manulife FinancialKuala Lumpur, Kuala Lumpur, Malaysia
    We’re looking for a highly analytical and collaborative Credit Analyst to deliver independent, timely, and well-researched credit opinions and recommendations across a defined coverage universe.You...Show moreLast updated: 1 day ago
    • Promoted
    Technology Lead Business Analyst

    Technology Lead Business Analyst

    citi.comKuala Lumpur, Kuala Lumpur, Malaysia
    Rates Technology is looking to hire an experienced Business Analyst based in Warsaw Poland.This is a global team with a client base spanning 70+ countries. This role will be within the Risk Technolo...Show moreLast updated: 1 day ago
    Credit Analyst

    Credit Analyst

    Funding Societies | Modalku GroupKuala Lumpur, Federal Territory of Kuala Lumpur, MY
    Quick Apply
    SME digital finance platform in Southeast Asia.We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fu...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Finance Analyst

    Senior Finance Analyst

    LEAR CORPORATIONShah Alam, Selangor, Malaysia
    Lear, a global automotive technology leader in Seating and E-Systems, enables superior in-vehicle experiences for consumers around the world. Our diverse team of talented employees in 38 countries i...Show moreLast updated: 1 day ago
    • Promoted
    Senior Analyst, Equity Derivatives Settlement

    Senior Analyst, Equity Derivatives Settlement

    RBCKuala Lumpur, Kuala Lumpur, Malaysia
    Coordinating problem resolution with third parties.Enabling daily activities of representatives who handle customer accounts. Cultivating and maintaining ongoing customer relationships.Developing in...Show moreLast updated: 23 days ago
    • Promoted
    • New!
    Finance Analyst (Trade Support)

    Finance Analyst (Trade Support)

    ACCA CareersSubang Jaya, Selangor, Malaysia
    The SBS Commercial Service Line function provides operational support for the Domestic & International Supply chain.The scope includes contract management and related master data requests, commerci...Show moreLast updated: 21 hours ago
    • Promoted
    • New!
    Senior Data Analyst

    Senior Data Analyst

    AirAsiaSepang, Selangor, Malaysia
    Partner with business and project leaders to deeply understand their goals, define critical metrics and KPIs, and deliver insights that drive action. Analyze complex datasets to uncover trends, perf...Show moreLast updated: 21 hours ago
    • Promoted
    • New!
    Credit Analyst, Corporate Banking

    Credit Analyst, Corporate Banking

    SMBC GroupKuala Lumpur, Kuala Lumpur, Malaysia
    SMBC Group Kuala Lumpur is hiring for the Credit Analyst, Corporate Banking role.The position involves working with the Relationship Manager to provide banking services, perform KYC for customers, ...Show moreLast updated: 21 hours ago