The Lending Product Owner will be responsible for the end-to-end management of our lending products. This includes ideation, development, implementation, and ongoing optimization. The ideal candidate will have a strong background in product management within the financial services industry, with specific expertise in lending products. You will work closely with cross-functional teams to ensure our lending solutions meet the needs of our customers and align with our strategic goals.
Responsibilities :
Product Strategy and Vision
- Develop and communicate a clear product vision and strategy for lending products
- Conduct market research and competitor analysis to identify opportunities and threats
- Define product roadmaps and prioritize features based on business value and customer needs
Product Development
Collaborate with engineering, design, and data teams to deliver high-quality lending products.Write detailed product requirements and user storiesEnsure timely and efficient product development through agile methodologiesOversee product testing, including user acceptance testing (UAT), and ensure products meet quality standardsCustomer Focus
Gather and analyze customer feedback to continually improve lending productsEnsure a seamless and intuitive user experienceMonitor customer satisfaction and address any issues or concerns promptlyPerformance Monitoring and Optimization
Track key performance indicators (KPIs) to measure product successAnalyze data to identify trends and areas for improvementImplement strategies to optimize product performance and drive growthRegulatory Compliance
Ensure all lending products comply with relevant laws and regulationsPrepare and submit necessary documentation for regulatory approvalLiaise with regulatory bodies and respond to any queries or requests for additional informationKeep abreast of changes in regulations and update product features and policies accordinglyRequirements :
Bachelor's degree in business, Finance, Marketing, or related fieldProven track record of success in product management, preferably in the banking or financial services industry, with a focus on deposit productsStrong understanding of digital banking and fintech trendsExperience leading product development initiatives from ideation to launch, with a customer-centric mindset and a data-driven approachExcellent strategic thinking, analytical, and problem-solving skills, with the ability to translate insights into actionable strategiesEffective communication and stakeholder management skills, with the ability to influence and collaborate across all levels of the organizationResults-oriented mindset, with a focus on driving business growth, profitability, and customer satisfaction