Vice President, Product Advisory & Solutions (Islamic Banking)
Lead and drive the end-to-end development and execution of AIS’ differentiated product and programme solutions across financing, deposits, protection, legacy planning, investment and other financial solutions based on tactical market opportunities.
Key Responsibilities
- Lead end-to-end delivery of AIS’ product and programme initiatives across all products / solutions by defining objectives, aligning stakeholders, and ensuring execution meets time, scope, and outcome targets.
- Responsible for maximising the value of a product or programme by shaping propositions which includes customer experience / journey, personalisation features, defining business cases, and ensuring alignment with Shariah principles and business objectives.
- Shape and iterate product propositions based on customer insights, data analytics, and internal feedback to ensure alignment with AIS’ value proposition and business goals.
- Adapt and enhance product proposition to remain relevant and compelling for target customer segments.
- Conduct competitor benchmarking and market research to identify gaps, trends and customer insights that drives development of innovative product propositions or improvements to existing offerings competitively.
- Oversee the end-to-end product rollout by relevant stakeholders, from ideation to launch, ensuring successful product and programme delivery and market adoption.
- Collaborate with the Islamic coverage team to understand the client’s needs and offer tailored Islamic financial solutions to foster loyalty and ensure client satisfaction.
- Collaborate with cross-functional teams and group entities - including marketing, operations, technology, compliance, and distribution - to develop bespoke solutions and services that cater to evolving industry needs while complying with risk appetite requirements, to operationalise go‑to‑market strategies and ensure seamless product rollout.
- Collaborate with business functions and stakeholders to provide strategic advisory services that identify and address specific needs, challenges and opportunities.
- Monitor product and programme performance through structured metrics and reporting, identify areas for improvement and delivery risks or gaps, iterating on the product and programme based on user feedback and market trends, and recommend course corrections to sustain business impact.
- Ensure Shariah compliance and mitigate potential risks associated with product development and implementation.
- Any other duties as assigned by the Management.
Skills
Strong interpersonal skills with a proven ability to communicate well at all levels of seniority and build strong relationships.Strong problem‑solving and decision‑making skills, with the ability to adapt to fast changes.Strong planning and organisational skills and a self‑starter with drive to implement ideas independently.Proficient in market research techniques and competitor analysis.Strong analytical skills with the ability to interpret market trends and customer feedback.Ability to think "out of the box", be creative and come up with business‑impacting ideas.Ability to design personalised, user‑friendly solutions based on customer insights.Ability to analyse complex situations and issues, identify risks, propose effective solutions and recommend appropriate actions.Knowledge
Strong knowledge of Islamic Banking products (attributes, pricing, economics, terms and conditions, etc.).In‑depth knowledge of Islamic banking concepts, financial instruments, Shariah principles, and relevant regulations.Staying abreast of industry trends, technological advancements (e.g., Islamic FinTech), competitor activities and customer needs to identify opportunities and challenges.Strong business environment awareness and sensitivity to business issues.Experience
University / College graduate with 8 years solid banking experience.
Relevant experience in the Islamic finance industry, including product development, product management, product bundling, etc.
Proven ability to lead cross‑functional teams and manage relationships with vendors and partners.
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