Overview
We are Malaysia’s leading Credit Reporting Agency (CRA) and we are aggressively expanding our business, and looking for dynamic, driven and motivated individuals to join our team. Our Direct-To-Consumer segment (D2C) is one of our fastest growing product areas in the market, with an abundance of expansion plans and innovative ideas on hand.
Role Overview
This role is responsible for analyzing, interpreting, and leveraging data and risk scores, optimizing data strategies, and ensuring regulatory compliance. This role is key in supporting rating decisions, automating data workflows, and generating insights that influence credit assessments.
Responsibilities
Score Interpretation & Application
- Interpret credit bureau scores and translate their implications for creditworthiness, probability of default, and loss given default.
- Interpret trends, anomalies, and patterns in data to support risk assessment and forecasting.
- Collaborate with sales, product teams, and leadership to develop, implement, and refine data strategies based on insights across business use cases.
- Build and maintain dashboards, scorecards, and automated reporting tools.
Validation & Testing
Conduct harmonization works, rigorous testing and validation of data quality, accuracy, and effectiveness of derived metrics.Document data sources, processes, and analytical methodologies clearly and comprehensively.Ensure compliance with internal data governance and quality standards.What does it take to be successful
Qualifications
Diploma or Bachelor’s degree in Data Science, Analytics and / or Big DataWork Experience
4+ years of experience in data analysis, preferably within financial services, credit rating, investment research or business information providersAble to read and understand financial statements, credit metrics and market instrumentsProficient in SQL and Excel for data extraction and manipulationProficient with data visualization tools (Tableau, Power BI)Working knowledge of statistical software languages (Python, R, or SAS)Strong analytical skills, hands-on experience with financial and economic data setsStrong communication skills to present complex findings clearly#J-18808-Ljbffr