Assistant Manager, Credit Risk Modeler

Job Overview

We fuel the ideas and ambitions of our people with an environment built on Our DNA of Love, Entrepreneurship, Agility, and Passion – LEAP. We empower everyone to innovate and create solutions that leave a positive impact on our communities and nation.

Responsibilities

• Develop, implement and maintain quantitative models / scorecards and systems to assess default likelihood, repayment behavior, affordability, recovery expectations and volatility for different segments of the retail portfolio.
• Evaluate, implement and monitor internal and external credit scoring models and / or financial forecasting models using both traditional and advanced predictive technologies, segmentation and optimization tools in strategy development.
• Develop and maintain user requirements, parameters and configurations of rating systems for different customer segments.
• Monitor, back‐test and report performance of the models.
• Work closely with independent model validators to ensure adherence to the governance framework for model deployment and ensure timely closure of validation issues.
• Engage stakeholders to develop analytic solutions using outputs from such models in credit decisioning, business strategies, risk appetite setting and capital assessment.
• Assist in identifying problem segments and opportunities using data.

Requirements

Perks & Benefits

Equal Opportunity Employment

Touch ‘n Go is an organization that strives to provide Equal Opportunity Employment, based on merit, qualifications, capabilities, and calibre. It is Touch ‘n Go’s policy to not discriminate based on age, race, religion, colour or other personal status, identity or characteristics. Fair Opportunity is Our Value and Practice. Please advise us of any accommodations you may need by e‑mailing :

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