Associate, Product Specialist

Overview

The role will be responsible for handling the Project Delivery for the Cards and Payment domain. Develop project plans, define project scope, track and monitor projects from inception to closure; adhere to group standards and controls for successful delivery. Identify and manage risks, including developing contingency plans to mitigate potential issues. Knowledge on card issuing and transaction acquiring processing and standards. Knowledge on ISO8583 messaging standard protocols. Develop solutions, stakeholder management, vendor and financial management, develop project costs, and deliver the developed solutions. Hand on experience with VISA, MasterCard Card, UPI and other national card schemes Issuing & Acquiring, Scheme compliance requirements. Desirable to have knowledge on national schemes and processor integrations. Knowledge about APIs (SOAP, JSON, REST, etc.) and Web Service Integration. Knowledge about Back Office integration. Knowledge about HSM protocols and configuration, encryption keys / cryptography (symmetric and asymmetric keys, 3DES, AES, SM4, SHA). Familiarity with EMV technologies and standards, PCI DSS and PA DSS standards. Familiarity with Contact and Contactless technologies, 3DS and Tokenization standards. Experience with an EFT transaction switching or online banking environment. Hands-on experience with automated test tools and simulators. Experience on Google Pay / Samsung Pay / Apple Pay Wallets and QR Code and Emerging payments will be an added advantage. Strong design and programming knowledge in COBOL / JAVA / AS400. Knowledge of end-to-end systems development life cycles (waterfall, Agile and other modern approaches). Excellent verbal and written communication skills to technical and non-technical audiences at various levels. Willingly shares relevant technical and / or industry knowledge and expertise to other resources. Excellent problem-solving, team, and time management skills; resourceful and proactive in gathering information and sharing ideas. Experience in banking or financial services industry. Working experience in Cloud and Digital transformation projects is an advantage. Good knowledge on open banking is a plus. Ability to review requirements, conduct impact analysis, gap analysis, high-level design, cost estimation, propose timeline, obtain project approval, and draft solution architecture / functional and technical spec documents. Be an excellent leader and subject matter expert on technical and functional knowledge; good team collaboration and stakeholder relationships across the organization. Key Responsibilities

Knowledge of Card Issuance / Management, Digital Channels interface, Encryption, HSM and ISO8583 messaging standards. Familiarity with EMV Contact / Contactless, VISA and MasterCard Issuing & Acquiring, and Scheme compliance requirements. Familiarity with PCI DSS and PA DSS compliance requirements. Experience on Switch integration with VISA / Mastercard is mandatory; others such as UPI, JCB and National switches. Experience on Google Pay / Samsung Pay / Apple Pay Wallets and QR Code and Emerging payments will be an added Advantage. Experience in Web Service integration and APIs. Knowledge of end-to-end systems development life cycles (waterfall, Agile and other modern approaches). Excellent in preparing the Solution Architecture document, functional and technical specs. Excellent problem-solving, team, and time management skills. Experience in Programming Languages and other emerging technologies. Qualifications

B TECH or BE or MBA in Computer Science / Information Systems or related IT Area; 6 to 10 Years About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can\'t wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we : Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle , continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together , we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance , with flexible and voluntary benefits available in some locations. Time-off

including annual leave, parental / maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working

options based around home and office locations, with flexible working patterns. Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation , one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

#J-18808-Ljbffr