APAC Health Insurance Underwriter

We are seeking a highly analytical Health Insurance Business Underwriter to join our Regional Consumer Business team. The successful candidate will be responsible for evaluating, managing health insurance risks, supporting business development, and ensuring profitability in line with the company’s underwriting guidelines and risk appetite across various markets in the Asia-Pacific region. This role requires strong technical underwriting skills, market insight, and the ability to collaborate with internal and external stakeholders to drive profitable growth.

Key Responsibilities

• Evaluate and underwrite health insurance applications / quotations / proposals including group and individual products.
• Develop and apply analytical models and assumptions to assess risk exposure.
• Recommend terms and conditions for insurance coverage.
• Ensure decisions are aligned with internal underwriting guidelines, regulatory requirements, and profitability objectives.
• Monitor performance of the health reinsurance portfolio and identify trends, opportunities, and areas of concern.
• Contribute to refining underwriting guidelines, manuals, and best practices.
• Maintain accurate documentation, underwriting notes, and decision logs.

Client Engagement

Data Analysis & Reporting

Qualifications & Experience

Preferred Attributes

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