CIMB Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia
Be actively involved and encourage the self-identification of operational risk issues. (Where relevant)
Responsibilities
- Effectively leverage non-retail credit risk management tools including, but not limited to, Rating Methodology, Early Warning Indicators (EWI), Risk Acceptance Criteria (RAC), Country Sector Limit, Stress Testing, JDA Framework and Non-Retail Credit Risk Portfolio Reporting, to ensure a robust and independent underwriting, approval and portfolio review process aligned with Board approved Risk Posture and Risk Appetite.
- Keep abreast of market and regulatory developments that could impact underwriting standards and asset quality. Make recommendations for changes in the various tools as required.
- Ensure timely initiation of client and / or portfolio reviews using the EWI framework, and timely and accurate classification of Watch List names, inclusive of corrective actions steps by the SBU’s.
- Ensure appropriate application and usage of the Joint Delegated Approval Framework.
Strategy and Planning
Effectively leverage non-retail credit risk management tools including, but not limited to, Rating Methodology, Early Warning Indicators (EWI), Risk Acceptance Criteria (RAC), Country Sector Limit, Stress Testing, JDA Framework and Non-Retail Credit Risk Portfolio Reporting, to ensure a robust and independent underwriting, approval and portfolio review process aligned with Board approved Risk Posture and Risk Appetite.Keep abreast of market and regulatory developments that could impact underwriting standards and asset quality. Make recommendations for changes in the various Tools as required.Ensure timely initiation of client and / or portfolio reviews using the EWI framework, and timely and accurate classification of Watch List names, inclusive of corrective actions steps by the SBU’s.Ensure appropriate application and usage of the Joint Delegated Approval Framework.Business Performance and Management
Manage underwriting and portfolio quality by working closely with Business Units to ensure tools are understood and implemented.Engaged in back testing of program lending programs (if necessary).Work closely and constructively with key stakeholders by building strong relationships and contributing to the Bank’s success from a non-retail credit scope.Any other responsibilities / task as assigned by HOD / Deputy HOD / Supervisors from time to time.People Management
Take charge of personal development and training through the KPI, performance management processes and learning and development opportunities.Regulatory Compliance
Ensure credit approvals are done in compliance with all relevant regulatory requirements.Seniority level : Executive
Employment type : Full-time
Job function : Finance and Sales
#J-18808-Ljbffr