Analyst, Financial Crime Operations (APAC Focus)

Overview

Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement. Our stablecoin-powered corporate cards, payments, and expense management tools streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments. Backed by leading investors including Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.

What You’ll Do

You will own and drive end-to-end compliance operations across client lifecycle stages and transaction flows. Key responsibilities include :

• Onboarding KYC / KYB Reviews
• Conduct and sign off on due diligence for new and existing clients, including assessing complex corporate structures, international UBOs, and business models with higher-risk elements.
• Payment Reviews & Transaction Monitoring
• Execute real-time and post-transaction investigations with a deep understanding of cross-border payment risks. Identify, assess, and escalate suspicious patterns, fraud indicators, or financial crime exposure.
• Periodic Reviews & Ongoing Monitoring
• Lead ongoing due diligence checks and risk re-rating exercises, ensuring continued alignment with internal AML policies and evolving risk appetite.
• Alert Handling & Investigations
• Triage and investigate alerts from internal systems (e.g., sanctions, transaction anomalies, adverse media). Document cases with clear rationale and elevate high-risk items in line with escalation protocols.
• Risk-Based Thinking & Data Analysis
• Interpret and leverage data trends to identify potential policy gaps, process inefficiencies, or client behavioral red flags. Collaborate with analytics or product teams to refine rules and controls.
• SOP Development, QA Involvement & Project Ownership
• Drive the drafting and enhancement of SOPs, control checklists, and workflows in alignment with global AML / CTF policies. Partner with the QA team to ensure consistency and execution quality. Help design and implement the maker-checker (2-eye / 4-eye) process, and serve as checker for escalated or sensitive cases.
• Regulatory Readiness
• Support internal reviews, audits, and regulatory inquiries by maintaining high-quality documentation and being audit-ready at all times.

What We’re Looking For

We’re seeking a high-performing compliance professional who can operate independently while contributing to the strategic buildout of our global compliance operations.

Experience

AML Knowledge

Strategic Execution & Maker-Checker Design

Project Ownership

Work Ethic & Time Zone Flexibility

Language Proficiency

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