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Product Manager (Retail Lending)

Product Manager (Retail Lending)

Ryt BankKuala Lumpur, Kuala Lumpur, Malaysia
1 day ago
Job description

Overview

Direct message the job poster from Ryt Bank

Ryt Bank is seeking a strategic and results-oriented professional to lead the development, management, and optimization of one of our retail lending products. In this role, you will play a critical part in shaping a competitive and customer-focused loan portfolio that aligns with the Bank’s strategic objectives and regulatory standards. You’ll lead the development and management across multiple external partners and you’ll also work cross-functionally (Engineering, Data / BI, Risk, Compliance, Collections, Ops) to shape a competitive portfolio aligned to the Bank’s objectives and regulatory standards.

This position offers the opportunity to contribute to the Bank’s growth and impact by leveraging market insights, data analytics, and tight operating rhythm to ship integrations faster, improve activation and utilisation funnels. As Product Manager (Lending), you will support Ryt Bank’s commitment to financial inclusion and responsible banking, delivering products that meet evolving customer needs while upholding the highest standards of professionalism and integrity.

What We Value

  • Revolutionary in our thinking
  • Innovative in our products, services, and the way we work
  • Genuine in our intentions
  • Honourable in our actions
  • Tenacious in overcoming challenges

Responsibilities

  • Develop and execute the product roadmap for the lending product portfolio.
  • Conduct market research and competitive analysis to identify opportunities for product innovation.
  • Collaborate with cross-functional teams, including risk, compliance, and operations, to ensure successful product launch and management.
  • Monitor product performance and identify areas for improvement.
  • Develop pricing strategies and profitability models for lending products.
  • Stay up-to-date on industry trends and regulatory changes.
  • Lead partner discovery, requirements, technical / ops integration, and post-launch growth loops (co-marketing, lifecycle journeys, experimentation).
  • Build and manage joint roadmaps; surface trade-offs across commercials, risk, servicing, and tech constraints.
  • Qualifications

  • Bachelor\'s degree in Finance, Business, or a related field.
  • Minimum of 5 years of experience in product management or a related role within the financial services industry.
  • Strong analytical skills and proficiency in financial modeling.
  • Excellent communication and presentation skills.
  • Ability to manage multiple projects simultaneously and meet deadlines.
  • Be a key contributor to corporate governance at one of the region’s leading digital banks.
  • Work closely with executive leadership and board members on high-impact decisions.
  • Gain exposure to regulatory interactions and high-level corporate strategy.
  • Enjoy a competitive compensation package and professional development opportunities.
  • Join a values-driven team committed to ethical leadership and long-term sustainability.
  • Role Details

  • Employment type : Full-time
  • Job function : Product Management
  • Industries : Banking
  • Note : The description above focuses on the role and qualifications for the Product Manager (Lending) position. Other job postings and location updates listed in the original content have been removed for clarity.

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    Product Manager • Kuala Lumpur, Kuala Lumpur, Malaysia

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