Credit Administration (Executive / Senior Executive)

We are currently looking for Credit Administration Officer to join our Credit Administration team, to perform credit administration functions which includes data maintenance, loan disbursement and follow-up / monitoring of covenants and perfection of security offered. This role reports to Team Lead, Credit Administration and the successful candidate will be based in PJ or Damansara City office.

• Key Responsibilities :
• Responsible for loan documentation and disbursements. Monitor and ensure deliverables are achieved within set standards.
• Liaise with solicitor / valuer and ARM to ensure documentations are in order / perfected in accordance with internal policies and in line with regulatory and legal requirements.
• Monitor and follow up on security documents.
• Collaborate with the team to ensure timely disbursement of loans and manage customer expectations for both internal and external customers to promote good customer experience.
• Attend to customers' request / issues, resolve and respond to it effectively.
• Responsible for the accuracy of data creation / maintenance for accounts under his / her portfolio.
• Ensure compliance to internal guidelines & procedures for timely monitoring and tracking of all pre and post disbursement conditions imposed.
• Maintain proper records and audit trails for all work related matters, source documents, manuals and to ensure not placing the Bank in any compromising situation.
• Job Requirements :
• Malaysian citizen.
• Bachelor's Degree in Finance / Accountancy / Banking / Business Administration or equivalent.
• Candidates with 2-3 years of working experience in the financial industry with knowledge of loan documentation unit / credit administration is ideal.
• We are also accepting applications from fresh graduates for this role as training will be provided.
• Knowledge of commercial banking products and services as well as regulations governing commercial banking business and products is preferable.
• Good written and oral communication skills in English, and ability to work effectively with people at different levels.
• PC literate with knowledge in Microsoft Office Appliances.
• We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.
• Hong Leong Bank (“HLB”) stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region. These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology.As the service and financial landscape changes rapidly with the ever-increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB’s operations. To stay ahead of these dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement.HLB’s ethos of being Digital-At-The-Core powered by customers-at-the-forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.

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