Overview
Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers.
Here at Funding Societies | Modalku we live by our core values GETFS :
- Grow Relentlessly : Strive to become our best, most authentic selves
- Enable Teamwork, Disable Politics : Only by forging togetherness, we help each other succeed
- Test Measure Act : Stay curious and reinvent ourselves, through innovation and experimentation
- Focus on Impact : Create impact through bias for action and tangible results
- Serve with Obsession : Build win-win relationships for the long-term by having a customer obsession
We are looking for self-starters who take initiative, thrive on learning, and are passionate about continuous improvement.
Role
Credit Analyst , you\'ll gain hands-on exposure to financial markets and play a critical role in our growth. This position offers a front-row seat to end-to-end credit risk management : from assessing creditworthiness and monitoring portfolio exposures to refining risk policies, conducting post-approval reviews, and developing smart, data-driven strategies to mitigate credit risk.
Responsibilities
Dive into numbers! Read, analyze, and interpret clients\' credit data, financial statements, and reports to understand how companies tickEvaluate credit applications and provide solid, well-thought-out recommendationsMake sure every credit review aligns with the company\'s credit strategy and policiesKeep an eye on the bigger picture by conducting industry studies and tracking economic trendsGet involved in credit-related projects, system upgrades, and process improvementsTake on ad-hoc tasks and special assignments from your supervisorRequirements
Candidate must be MalaysianBachelor\'s Degree in Accounting, Finance, Economics or any other equivalentPreferably 1 to 3 years of credit risk analysis, ideally within a financial institution, factoring house, or other credit-intensive industryExperience managing SME portfolios is a plusStrong communication and interpersonal skills, with the ability to collaborate effectively across departmentsSelf-motivated, capable of working independently, managing multiple priorities, and thriving in a fast-paced, dynamic environmentProficient in Excel and financial / accounting analysisYou will shine if you have
Certifications applicable to the role, demonstrating commitment to professional developmentAdaptable, proactive, and a team player with strong communication skills and a positive, solution-focused attitudeWhat it is in for you
Grow Fast, Go Far : We\'re scaling and so can your career. You will have room to innovate, experiment, and learn as you go. New ideas are always welcome hereLearning Never Stops : From on-the-job training to workshops and industry insights, we support your growth. Curiosity is more than welcome; it\'s encouragedVibrant Team, Open Culture : Join a young, energetic team where collaboration beats hierarchy. We keep things transparent, inclusive, and just the right amount of funModern Office, Prime Location : Work from a sleek, modern office just steps away from Abdullah Hukum LRT station. Your commute just got a major upgradeBenefitsTime off - Flexible paid vacations and observed holidays by countryFlexible working - Space to accommodate different working styles and personal lifeMedical benefits - Health insurance coverage for employees and dependentsMental health and wellness - Well-being initiatives and coachingTech support - Company laptop and equipment / tools to enable high productivityInterested to know more about us? Learn about our Stories here.
Seniority level
AssociateEmployment type
Full-timeJob function
OtherIndustries
IT Services and IT ConsultingIsExpired : false
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