Job Scope / Position Summary
As the Head of Technical Review, the person must :
- Develop the unit to ensure it achieves the highest possible standard of excellence in all its activities.
- Planning on operation and function of areas involving technical review and fraud for Claims.
- Organizing production of work and workforce i.e. productivity, allocation of resources.
- Monitoring on achievement of plans.
- People development for succession planning and personal career growth and provide guidance, direction, leadership and support to unit members.
- Plan methods and initiatives to improve the efficiency and effectiveness of the Claims Technical Review operations.
- Functional bridge amongst providers as well as internal stakeholders.
- Coordinate and manage regulatory bodies, group and internal audit exercises for Claims Fraud matters.
- Design investigation process and procedures both physically and digitally to identify potential fraud claims and advise management on multi-dimensional impacts.
- Lead the investigation process on potential fraud incidents and cases inclusive but not limited to field investigations / site visit on suspected fraud cases which includes obtaining, reviewing and securing of evidence of case for follow-up and mitigation measures.
- Review and research evidence / documents to analyze the overall trends and patterns of claims and synthesize data into a professional report with recommendations.
- Conduct Claims Review on Closed Files for assigned type of claims and / or line of business.
- Prepare detailed working papers that evidence work performed, issues discovered and recommendations for improvement.
- Brief respective claims managers on the review process including the workflow and the calibration process to support the Review exercise.
- Collaborates with the claims management team in the development of meaningful action plans that detail the tasks, resources and timeframes necessary to improve the claims process.
- Provide recommendation to the claims teams to ensure the prompt and effective delivery of the action plans.
Main Responsibility
(example but not limited to)
Meet Company's Overall Targeted Claims Fraud Figures
Fraud Detection Rate
Fraud Savings
Design, Introduce and Monitor Claims Technical Review function
Identify high risk sector of claims
Recommend actions of improvementProduce quarterly monitoring reports
Ensure Smooth Investigation and Review Process with SOP being followed
Customer expectation management for investigation files
Engaging with external providers for investigation filesManage system related matter (Frontend and Backend system)
Ensure All Fraud Claims related matters such as communications, system set-ups, processes, reporting etc. are complied within the guidelines and regulation of BNM, PIAM, Group and other relevant regulatory bodies.
Qualification and Experience Requirement
Possess a recognized degree in Insurance, Business Study, Legal or any other related subjectsPreferably completion of professional insurance qualification (AMII / ACII) or equivalentRelevant working experience in general insurance field (underwriting, claims, etc.)At least 10 years of experience in technical claims reviewExposure to multiple insurance businesses / models and across marketsSome specializations in one or more areas in claims reviewExperience in leading fraud unit / technical review teamStrong interpersonal and communication skills including the ability to interact with clients, upper management and law enforcementHonest and ethical with high levels of integrity and confidentialityPersistence to obtain case information not readily available with an eye for detailAbility to work independently with minimum supervisionGood organizational skills needed to manage a high volume of assigned casesProficient with the insurance procedures, regulations and investigation methodsHands on experience with relevant Information SystemDisplay good interviewing and interrogation skills along with the capability of drafting reportsResult oriented, committed, team player, positive working attitudeAbility to work with multicultural project teams and to foster a good work environmentAbility to multi-task, plan effectively and meet deadlinesVery good ability to strategize and drive executionAbility and interest to lead and develop junior team members