AVP-VP, Credit Review, Emerging Enterprise (Klang Valley)
Company: 2201 United Overseas Bank (Malaysia) Bhd
About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific Europe and North Asia we operate through our head office in Singapore and banking subsidiaries in China Indonesia Malaysia and Thailand as well as branches and offices. Our history spans more than 80 years. Over this time we have been guided by our values Honorable Enterprising United and Committed. This means we always strive to do what is right build for the future work as one team and pursue long-term success. It is how we work consistently be it towards the company our colleagues or our customers.
Job Description
RESPONSIBILITIES - INDIVIDUAL
STRATEGY
Conduct credit assessment on borrower per triggering event based on RMT Framework triggersie. EWS/ Core/ Pre-emptive/ Country-specific triggers.
Conduct site visit for borrowers located in Klang Valley.
Review & manage Special Mentioned (SM) account.
Review and handle Reschedule & Restructuring (R&R) cases.
Conduct stress test or any ad-hoc request from management.
Build and maintain strong relationships with stakeholders to ensure smooth collaboration across all levels.
Propose new/ best approach as and when found.
CUSTOMER SERVICE & EXPERIENCE
Providing credit solutions/ services to manage the delinquency of customers borrowing account/s.
Review recommend and/ or close account strategy according to customers needs with the interest of the bank in mind.
To assist customer on R&R as and when required.
POLICY & PROCEDURE
Well verse with the following credit policies: -
Country Credit Lending Policy (CLP)
CMB Credit Policy (CCP)
Group Credit Lending Policy (GCLP)
RMT Framework
Familiar with technical knowledge such as financial/ credit underwriting criteria
RESPONSIBILITIES TEAM
SALES & STRATEGY
Track & follow up on a daily/ weekly/ monthly basis on the progress and status of Exception Reviews (ER) from submission to approval for Centralized Review Team (CRT).
Provide training support and guidance to RMT Team on credit analysis reviews and compliance where required.
Collaborate with stakeholderseg.Credit Middle Office CAC WLOC TROC etc to discuss/ negotiate/ improve cases/ processes.
Address any challenges or issues that may arise within the team
Develop/ recommend solutions to ensure daily operations are smooth
Ensure professional development of CRT Members
Share best practices with CRT Members
Additional Requirements
Develop Engage Execute Strategise
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidates age race gender color religion sexual orientation physical or mental disability or other non-merit factors. All employment decisions at UOB are based on business needs job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process please inform us when you submit your online application.
Apply now and make a Difference
Required Experience:
Exec
Employment Type : Full-Time
Experience: years
Vacancy: 1