Assistant Manager, Credit Risk - Private Banking MY
CIMB Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia
Overview
As second line of defence and part of the CIMB Private Banking Risk / Group Risk team, you shall be :
- providing independent risk oversight for activities undertaken by CIMB Private Banking Malaysia (PBM).
- providing independent credit assessment and recommendations on credit proposals originating from PBM.
- providing independent credit portfolio level risk assessment and recommendations.
- driving risk initiatives, projects, or tasks assigned by Head of Private Banking Risk Malaysia.
Key Responsibilities
As second line of defence and a credit / risk specialist, support the credit / risk activities in and provide risk oversight function for CIMB Private Banking Malaysia (PBM) focusing on credit risk management; with the objective of minimizing credit losses to the Bank.Perform independent credit assessment and recommendations on credit proposals or requests by PBM to ensure informed decisions by the approving authorities including the Group’s credit committees.Perform independent credit portfolio level risk assessment; data gathering, analysis of risk, observations and recommendations.Facilitate the activities and initiatives of the department, including the Group Private Banking Credit Committee secretariat functions.Drive credit risk initiatives / projects / tasks assigned by Head Private Banking Risk Malaysia.Work closely with counterparts within Group Risk, Credit Risk CoE and other Business Units to harmonize / enhance credit policies, procedures, frameworks and underwriting standards.Qualifications / Experience / Competencies
Good first degree in a finance-related discipline.Omega Senior Credit Workshop Certification (to be obtained).AICB Credit Risk related qualifications (to be obtained).At least 2 years of relevant risk / credit experience; knowledge of wealth management or Private Banking is an added advantage.Versed in handling data / MIS; providing analysis, observations and recommendations.Effective communication and networking; ability to articulate in a clear and structured manner in both speech and writing.Results-driven; ability to demonstrate initiative, learning and passion in delivering results with customer centricity.Only shortlisted candidates will be notified.#J-18808-Ljbffr