About the Role
Process credit proposals and ad-hoc requests received from customers within SLA’s standard of service; i.e. to ensure Bank’s risk parameters and guidelines are adhered to, and to aware of common shortcomings highlighted by GCM to maintain high credit standards.
Responsibilities
- Monitor all SMAs and keep NCNPL low; i.e. to keep abreast of market developments and early warning signals, to take preventive action to avoid SMAs from turning NCNPL, and to restructure the facilities for viable business.
- Attend to customer requests and appeals on credit related matters within the SLA, and provide basic advice and service to meet customers’ needs.
- Market and sell the Bank's loan products to new and existing customers. This also includes cross-selling of other Bank's products and services.
- Analyse, evaluate and recommend loan applications and ad-hoc requests within the Bank's risk parameters and guidelines.
- Manage portfolio of existing accounts with minimal attritions.
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