Analyst, Card Operations (Penang, Malaysia)

Analyst, Card Operations (Penang, Malaysia) Join to apply for the

Analyst, Card Operations (Penang, Malaysia)

role at

Reap

Overview Reinvent finance with Reap to built intelligent, efficient, and resilient card operational foundation. We are seeking a meticulous Card Operations Analyst to join our team at Reap. The ideal candidate will take ownership of our card operations from end to end, overseeing manufacturing, design, card logistics, BIN operations, and coordination with partners like Visa, Google for Digital Wallet Activations.

This role will be based in Malaysia, Penang. The successful candidate may occasionally (approximately 10% of the working week) be requested to work during Central Standard Time (CST) to facilitate global collaboration.

About Reap Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.

Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments.

Backed by leading investors including Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.

Card Operations at Reap At Reap, we believe operations is more than keeping trains on time — it’s how we enable scale, reliability, and trust. Reap is pioneering financial infrastructure powered by stablecoins, and our Card Operations team ensures the operational backbone is precise, compliant, and efficient across regions and vendors. We bring clarity to complex processes, turn ambiguity into SOPs, and deliver consistent outcomes at speed.

We also believe in the power of fresh perspectives. We want people who bring something new, individuals who challenge the status quo, bring diverse ways of thinking, and contribute to the cultural and operational excellence of our company.

You're An Ideal Candidate If You

Are passionate about joining a high-growth fintech breaking new ground in every corner of the world

Continuously improve and exceed standard expectations

Have strong attention to detail and exceptional organizational abilities

Collaborate effectively while taking initiative when needed

Consistently deliver results on time without excuses

Thrive in fast-paced environments with minimal supervision

Can work during HKT hours with occasional flexibility for CST collaboration

Key Responsibilities

Card Design Operations

Oversee card design processes, including advising on designs based on client requirements

Manage day-to-day card operations, including manufacturing coordination with vendors

Maintain detailed documentation of card specifications and production requirements

Spearhead new Card Design initiatives

Card Logistics Operations

Manage inventory management, distribution, and tracking of cards

Coordinate shipping and delivery processes with logistics partners

Monitor delivery performance metrics and track inventory levels

Spearhead new Card Logistics initiatives

BIN Operations

Manage Bank Identification Number (BIN) operations and allocation

Ensure compliance with BIN-related regulations and payment card industry standards

Coordinate with banking partners and optimize BIN usage for different card programs

Spearhead new BIN initiatives

Requirements And Qualifications

Experience & Technical Skills : 1+ years in operations or related fields with understanding of manufacturing processes, card logistics, and BIN management. Proficient in Adobe Photoshop, graphic design tools, and Gsuite Tools.

Knowledge & Adaptability : Familiarity with digital payment solutions and willingness to learn new technologies.

Working Hours & Language : Ability to work in HKT hours with occasional flexibility for CST collaboration. Fluency in English.

What We Offer

Opportunity to work with a great team in a fast-growing fintech startup

Flexible work arrangements in a hybrid working environment

A culture of innovation, inclusion, competition and fun

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