Sr. Manager, Retail Banking Business Finance

Sr. Manager, Retail Banking Business Finance

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Job Summary

The team plays a pivotal role in supporting the Wealth Retail Banking (WRB) business across all financial functions. This includes managing monthly financial reporting, annual budgeting, forecasting, delivering variance analysis, and key driver insights to help management make informed decisions. By partnering closely with business stakeholders, the team evaluates initiatives, supports strategic projects, manages balance sheet efficiency, monitors KPIs, and drives forward‑looking financial analysis.

Key Responsibilities

• Oversee cost management, ensuring expenses are well‑tracked, controlled and aligned with budgetary targets.
• Manage financial performance of the credit card and personal loan portfolio, including monitoring revenue, margins, profitability.
• Lead preparation of monthly management reports, financial analysis, and insights to support decision making.
• Drive the annual budgeting and forecasting process.
• Partner with business stakeholders to evaluate new initiatives, product launches, and campaigns from a financial perspective.
• Provide in‑depth variance analysis of actuals vs budget / forecast, highlighting risk and opportunities.
• Support strategic initiatives, transformation projects, and productivity improvements across WRB.
• Act as a finance partner to senior leadership, delivering insights that drive sustainable growth and profitability.
• Work on transforming the analytical process to improve speed, timeliness and quality of information available within finance systems and exploring new automation tools and future analytics.
• Awareness and understanding of the regulatory framework and expectations for the role.

Skills and Experience

Role Specific Technical Competencies

Key Stakeholders

About Standard Chartered

We’re an international bank that works to make a positive difference for our clients, communities, and each other. We value diversity, inclusion, and teamwork.

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your wellbeing, flexible working options, proactive wellbeing programmes, digital learning, and a culture that celebrates diversity.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role. If you are invited to take an assessment, this is a positive sign that your application has progressed.

Candidates must be resident in Malaysia, or have the right to work in Malaysia.

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