Senior Credit Manager

Responsibilities

• To conduct credit evaluation / assessment on credit applications from Corporate Banking, Investment Banking and Commercial Banking credit applications from Malaysia of Wholesale Credit 1 to identify / mitigate salient credit risks to ensure quality assets are booked.
• To identify pertinent credit risk issues of the credit proposals and propose the appropriate measures / actions plans to mitigate the risks identified to ensure credit quality stands up to approving authority's expectations.
• To approve credit applications within his / her delegated discretionary powers ("DP").
• To provide the support to Lending Units by liaising / discussing with Lending Units in respect of all matters related to the credit proposal with the view of strengthening the structure / terms of the credit proposals.
• To ensure that the turnaround time in credit evaluation / assessment is observed to ensure efficiency in the approval process.
• Be conversant with key industry trends and highlight any adverse market information for management attention so that appropriate actions could be taken.
• To jointly conduct site visits with Lending Units for better evaluation of risk issues.
• To provide relief to other SCM / CM in his / her absence to minimize the disruption of process work flow.
• To be conversant and keep abreast of the relevant policies, procedures, regulatory guidelines and framework to ensure compliance.
• Undertake any other functions as assigned by the Heads / Management to improve credit quality or enhance credit culture within the Banking group.

Key Qualifications

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