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Senior Credit Risk Analyst

Senior Credit Risk Analyst

RHB Banking GroupKuala Lumpur, Kuala Lumpur, Malaysia
30+ days ago
Job description

Responsibilities

  • Develop, review and implement RAC for higher risk sector for Non-Retail Malaysia Operations and Overseas Operations.
  • Identification of new emerging risk in sector other than selected higher risk sectors.
  • Involve in annual review on effectiveness of RAC in managing high risk sectors / customers.
  • Support Section Head in engaging / liaising with business counterparts in addressing pertinent RAC issues and follow-up with business on action plans; undertake impact studies where required.
  • Development and maintenance of relevant policy / guidelines / procedures

Early Warning Surveillance (EWS)

  • To identify potential problematic accounts via EWS statistical tools, include conducting cursory assessment based on fresh triggers, market news etc.
  • Ensure timely highlight of potential high-risk exposure in relation to Emerging Risk.
  • Take charge of preparation and issuances of :
  • Early Warning Alert Report on quarterly basis.
  • Expected Default Frequency (EDF) report on monthly basis.
  • Shares concentration monitoring reports on monthly basis.
  • Monitor and ensure admission of borrowing accounts into watchlist monitoring based on prescribed EWS trigger criteria.
  • Timely alert of adverse market news.
  • Review EWS trigger and controls.
  • Support annual review on effectiveness of EWS statistical tools in identifying vulnerable customers.
  • Development and maintenance of relevant policy / guidelines / procedures.
  • Impact analysis of economical triggers for example depreciation of MYR against USD to RHB Non-Retail portfolio.

    • Others

  • Assist in ad-hoc projects and exercises as requested by superiors or stakeholders, providing suitable reports and recommendations as needed.
  • Undertake assignments as assigned by supervisor from time to time.

    • Seniority level

  • Associate

    • Employment type

  • Full-time

    • Job function

  • Accounting / Auditing

    • Industries

  • Banking

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    Senior Credit Analyst • Kuala Lumpur, Kuala Lumpur, Malaysia