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Senior Credit Analyst

Senior Credit Analyst

AIA MalaysiaKuala Lumpur, Kuala Lumpur, Malaysia
12 jam yang lalu
Penerangan pekerjaan

Senior Credit Analyst – AIA Malaysia

AIA Malaysia, Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

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About The Role

  • Responsible primarily for Credit Research and related matters. Ensure execution of quality and timely research papers and updates.
  • Responsible for getting approvals for credit issuers, internal ratings and limits in ensuring smooth and optimal management of corporate credit and government guaranteed portfolios.
  • Responsible for the management of own Credit Research portfolio, as part of supporting portfolio performance and / or peer ranking.

Credit Research

  • Responsible for Credit Research portfolio
  • Responsible for providing investment opinions and trade ideas to a number of Investment teams within Fixed Income.
  • Analyse dynamic credit situations and develop investments thesis and trade ideas.
  • Monitor credit risk of existing holdings across the various portfolios to assess continued exposure and develop robust risk mitigation approaches and process improvements.
  • Research new investment ideas for portfolio consideration.
  • Focus on continuous improvement in areas of credit modeling and monitoring systems.
  • Ensure annual reviews of holdings in the existing portfolio as well as write and publish high quality research papers on the sectors of expertise to support investment decision.
  • Ensure all holdings are supported by research paper and analysis is not stale.
  • Ensure timely turnaround in credit approval by Group Investment, by having the ORRs assigned to respective issuers by Credit Analysts are in accordance to Group Risk’s final ORR and limit assignment of the issuers.
  • Each Credit Analyst is assigned sectors for coverage, which differ from the level of complexity and number of companies per sector.
  • Initiate AAMP (special approval) for any issuer and sector. Timely approval by having the ability to gauge successfulness of obtaining the approval within timeline.
  • Support in the management of meetings
  • Participate in discussions at Group Investment meetings, e.g., Weekly Fixed Income calls and Fixed Income Quarterly Portfolio Review Meetings.
  • Oversee the maintenance of own proprietary Credit Research on Risk Origin (Group system for credit).
  • Manage any defaulted / restructuring issues by having a comprehensive plan to negotiate with issuers and other bondholders in achieving the best outcome for AIA, including seeking relevant approvals.
  • Formulate calls on securities to assist the Portfolio Managers in enhancing total return on IL funds.
  • Compliance

  • Ensure compliance with investment parameters and requirements from both internal and regulatory.
  • Ensure adherence to policies, operating guidelines, processes and procedures.
  • Any breach shall be reported with explanation leading to the breach and action to rectify.
  • Ensure audit trail is available for compliance and audit check.
  • Ensure appropriate approval is being sought prior to execution.
  • Minimum Job Requirements

  • Degree in Finance / Accounting / Economics / Business or other quantitative fields.
  • A CFA charterholder is preferred.
  • Strong aptitude in alpha generation, financial model analysis and strong communication skills.
  • Understanding of Asian macro-economic environment and Asian Fixed Income markets.
  • Understanding of capital regimes of financial institutions such as Basel II / III and Solvency II or regulatory regimes for corporates.
  • Minimum 5+ years of relevant experience.
  • Strong decision making skills to identify the best risk / reward opportunities among investment universe using a combination of relative value, market technical and bottom-up fundamental analysis.
  • Think out of the box to drive innovation by introducing new Fixed Income asset classes / investment strategies with concise and actionable strategy pieces.
  • Strong leadership and engagement skills to drive the success of team and cultivate cooperation across internal functions.
  • Process driven with structural approach.
  • You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.

    Seniority level : Associate

    Employment type : Full-time

    Job function : Finance and Sales

    Industries : Insurance

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