Req ID : 7459
Job Description : Summary
To process customer's financing applications within the stipulated TAT.
Duties and Responsibilities
- Perform credit assessment and recommendations for new / appeal applications.
- To check document adequacy for processing as per checklist
- To observe the TAT in processing while maintaining credit quality
- To ensure adherence and compliance with policies / guidelines and regulatory requirements in particular PDPA in relation to financing processing
- To check accuracy and consistency of data / information / documents relevant to credit in FAST, that are relevant to processing.
- To possess a thorough understanding of different financing products and their associated terms and conditions.
- To adhere to escalation process for fraud / suspicious / high-risk customers and connected parties' applications
- To upskills with credit / technical knowledge / credit certification
- To educate / guide Sales Originators to improve credit submission
- To perform ad hoc / cross functions within CFPC upon request by supervisor
Qualification
Degree in any related discipline or equivalent experience
Years of Experience
Fresh / With experience in related fields
Specific Skills / Knowledge and Certification Required
Effective communication & advisory skillsEfficient time management skillsDecision making skillsMeticulous, Analytical, Accuracy and Attention to detailsProblem solving and negotiation skillsKnowledge of relevant laws, guidelines, regulations in relation to financingCustomer service skills (internal stakeholders) to effectively interact and explain information or financing guidelinesPreferably credit certified