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Transactional Officer

Transactional Officer

Bank IslamKuala Lumpur, Kuala Lumpur, Malaysia
8 hours ago
Job description

Req ID : 7459

Job Description : Summary

To process customer's financing applications within the stipulated TAT.

Duties and Responsibilities

  • Perform credit assessment and recommendations for new / appeal applications.
  • To check document adequacy for processing as per checklist
  • To observe the TAT in processing while maintaining credit quality
  • To ensure adherence and compliance with policies / guidelines and regulatory requirements in particular PDPA in relation to financing processing
  • To check accuracy and consistency of data / information / documents relevant to credit in FAST, that are relevant to processing.
  • To possess a thorough understanding of different financing products and their associated terms and conditions.
  • To adhere to escalation process for fraud / suspicious / high-risk customers and connected parties' applications
  • To upskills with credit / technical knowledge / credit certification
  • To educate / guide Sales Originators to improve credit submission
  • To perform ad hoc / cross functions within CFPC upon request by supervisor

Qualification

Degree in any related discipline or equivalent experience

Years of Experience

Fresh / With experience in related fields

Specific Skills / Knowledge and Certification Required

  • Effective communication & advisory skills
  • Efficient time management skills
  • Decision making skills
  • Meticulous, Analytical, Accuracy and Attention to details
  • Problem solving and negotiation skills
  • Knowledge of relevant laws, guidelines, regulations in relation to financing
  • Customer service skills (internal stakeholders) to effectively interact and explain information or financing guidelines
  • Preferably credit certified
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    Officer • Kuala Lumpur, Kuala Lumpur, Malaysia

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