Senior Credit Analyst / Senior Executive, Credit Management

We are looking for a meticulous and experienced Senior Executive, Credit Management to join our team based in Penang, specializing in Hire Purchase financing. This role plays a critical part in evaluating credit applications, assessing risk, and ensuring sound credit decisions for vehicle financing.

Responsibilities :

To process, evaluate and approve HP applications in accordance to guidelines and procedures.

Perform verification on customer’s personal and / or employment information.

Attend to ad-hoc requests as and when required.

Job Requirements :

Minimum of Degree holder in Business / Commerce / Economics / Finance / Banking or equivalent qualification.

3 to 5 years of experience in credit decision with delegated authority to approve, preferably within a banking or financial services environment.

Have strong track record in credit assessment and evaluation.

Ability to lead small team of junior credit officers.

Possess CCR certificate is additional advantage.

Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.

Good communication in English and Bahasa Malaysia, both written and spoken

Why Join Us?

• Competitive Salary & Performance Bonus : We value your contributions and reward results.
• Comprehensive Health Coverage : Includes GP outpatient, hospitalization, and insurance benefits.
• Dental & Optical Benefits : Stay healthy and confident — we've got you covered.
• 16% Employer EPF Contribution : Above the statutory rate — we invest in your future.
• Career Growth Opportunities : Take your career to the next level with us through continuous learning and internal mobility.
• Positive Work Culture : Be part of a supportive team with strong values and collaboration.

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