Overview
We are seeking an experienced Credit Risk Manager with a strong background in banking or financial services to help strengthen our risk management practices and financing portfolio oversight. This role focuses on enhancing credit evaluation, portfolio monitoring, and regulatory alignment. The Credit Risk Manager will work closely with senior management to provide valuable insights and ensure the company maintains sound and efficient risk practices in line with industry standards.
Key Responsibilities
- Support the refinement of existing credit evaluation and risk practices.
- Provide guidance to ensure lending processes remain aligned with regulatory and industry standards.
- Recommend process improvements to increase operational efficiency in risk management.
- Credit Assessment & Insights
Evaluate financing product applications (hire purchase and related credit facilities).
Analyze customer credit profiles, behavioral patterns, and portfolio performance to provide insights for management.Offer recommendations on credit exposure and risk appetite thresholds.Track and report on delinquency trends, portfolio concentration, and emerging risk patterns.Conduct stress testing and scenario reviews to support decision-making.Highlight areas of concern and suggest practical mitigation measures.Advisory & CollaborationAct as a key advisor to senior management on credit risk matters and portfolio health.
Collaborate with finance, operations, and data teams to integrate risk perspectives into business strategies.Contribute insights to ongoing initiatives, including predictive modelling and portfolio analytics.Requirements
Bachelor’s or Master’s degree in Finance, Economics, Business, Risk Management, or related fields.5–10 years of experience in credit risk management within banking, financial services, or fintech.Strong knowledge of financing products (hire purchase, personal loans, or similar).Familiarity with regulatory frameworks and risk governance practices.Solid experience in credit analysis, risk frameworks, and portfolio management.Strong communication, problem-solving, and leadership skills.Unlock job insights
AI Job match analysis Salary match Number of applicants
Your application will include the following questions :
What’s your expected monthly basic salary?How many years' experience do you have with personal lending?Which of the following types of qualifications do you have?How many years' experience do you have as a Credit Risk Manager?Researching careers? Find all the information and tips you need on career advice.
#J-18808-Ljbffr