Senior Analyst, Anti-Financial Crime Compliance (AFCC)

Senior Analyst, Anti-Financial Crime Compliance (AFCC)

• Full-time

Finmo’s cloud-native platform is designed to eliminate the complexities of global payments and financial operations. Our next-generation Treasury Operating System (TOS) empowers global enterprises to seamlessly collect funds, make payments, manage cash flow and liquidity, mitigate financial risks, and ensure compliance—all within a unified interface.

Our mission is to revolutionize treasury operations by simplifying payments, automating essential financial functions, and empowering businesses to transact using the most efficient methods that optimize speed, convenience, and cost-effectiveness.

Built upon real-time payment networks, Finmo facilitates instant fund transfers, precise cash flow forecasting, optimized liquidity management, robust financial risk mitigation, and effortless regulatory compliance. By integrating these critical functions into a single, innovative platform, Finmo sets a new benchmark for financial technology solutions, ensuring clients achieve financial stability and sustained success beyond traditional fund transfers.

Founded in 2021, Finmo is headquartered in Singapore, with additional offices in Australia and India, and plans for further global expansion. We are a venture-backed company, supported by prominent investors, including Quona Capital, PayPal Ventures, and Citi Ventures. Our founding team comprises seasoned payment professionals with over two decades of experience in building global payment infrastructures and companies.

At Finmo, we are committed to upholding core values such as transparency, integrity, effective communication, continuous learning, data-driven decision-making, and customer-centricity. We foster a culture that encourages thoughtful risk-taking and problem-solving, aiming to balance perfection with timely execution.

For more information, please visit our website at

The Senior Analyst, Anti-Financial Crime Compliance will form part of the Global Risk and Compliance (GRC) team to provide support across the business in relation to AFCC operational matters. Reporting to the Senior Manager of AFCC, you would have sound knowledge of AML regulatory requirements and related industry best practices.

You will play a pivotal role in safeguarding our organisation against financial crimes, ensuring compliance with AML regulations and contributing to the overall integrity of our financial systems. You will be responsible for conducting comprehensive reviews of merchant transactions, enhancing AML monitoring processes and ensuring compliance with regulatory requirements. You will collaborate with cross-functional teams to implement the enhancements of AML systems, staying abreast of regulatory development to ensure our organisation remains at the forefront of compliance.

This role requires a solid understanding of AML / CFT practices while working with merchants, third party payment and banking partners in the Fintech and Payments’ space in addition to regulators.

Most importantly, you will be passionate about compliance, with a drive to contribute to and enhance the strong compliance culture and operational excellence across the company.

Key Responsibilities

Support Finmo’s compliance efforts across multiple geographies

Follow policies and procedures to ensure compliance with regulations, including but not limited to Anti-Money Laundering (AML) and Know Your Business (KYB)

Utilise AML monitoring systems to conduct ongoing reviews of customer transactions and identify potential suspicious activities.

Investigate alerts generated by the AML monitoring system, conduct thorough analysis of transaction data, and escalate suspicious activities as appropriate.

Conduct enhanced due diligence and / or periodical reviews on high-risk customers and ensure compliance with Know Your Business (KYB) requirements.

Maintain accurate and up-to-date records of AML-related activities, including transaction reviews, investigations, and SAR filings.

Regularly assess and improve transaction monitoring, screening and regulatory reporting processes to enhance efficiency, reduce turnaround time.

Work closely with other cross-functional teams such as Product, Engineering, Onboarding, Operations and to be the Subject Matter Expert for AFCC matters.

Participate in AFCC / other compliance-relatedprojects as and when required.

Required knowledge and experience

Minimum 4-5 years of relevant experience within a financial services / technology firm, financial institutions or card schemes with expertise in transaction monitoring and screening

Have sound technical knowledge and experience of APAC regional or Global Compliance requirements including deep understanding of financial institutions, payments, money service businesses, and / or banking compliance, including knowledge of AML / CTF, prudential, data protection, anti-corruption, fraud and consumer protection regulations.

Proficiency in using AML monitoring systems and software, with the ability to analyse complex financial data.

Excellent analytical and problem-solving skills, with the ability to effectively manage and prioritise multiple tasks.

Experience in working hands-on with other cross-functional team leaders, such as onboarding team, product managers, data analysts, operations analysts in improving AFCC processes and systems

Possess a “getting-things-done” mindset and demonstrate a strong work ethic as well as a high degree of integrity

Methodical and systematic work approach with excellent time management, and possess a continuous improvement mindset.

Strong analytical mindset with strong attention to detail, report writing and documenting outcomes of investigations

Preferred Qualifications

Relevant and relatable experience in Payments / FinTech / Financial Institutions required

Familiarity with card acquiring / issuing schemes highly desirable

Experience and comfortable in establishing relationships with different departments

Excellent verbal and written communication skills

Strong project management and execution skills

Be part of a fast-growing, innovative company at the forefront of the FinTech industry.

Work with a passionate and supportive team dedicated to making an impact.

Opportunity for significant career growth and professional development.

Competitive salary package, superannuation, and performance-based incentives.

Flexible working arrangements and a vibrant office culture in Melbourne.

Access to cutting-edge technology and a chance to shape the future of global payments.

Ready to make a global impact?

If you are a self-motivated, compliance-oriented Senior Analyst looking for an exciting opportunity to leverage your skills in the dynamic world of cross-border payments, we encourage you to apply!

Thank you for your interest in pursuing a career with Finmo!

We’re proud to be an inclusive, people-first workplace that values people and is committed to providing equal opportunities for all.

Submissions by recruitment agencies will not be accepted unless otherwise authorized by Head of People & Culture.

Kindly note that only shortlisted candidates will be contacted. Thank you once again for your interest in the role.

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