Analyst, Card Operations (Penang, Malaysia)

Analyst, Card Operations (Penang, Malaysia)

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Overview

Reinvent finance with Reap to built intelligent, efficient, and resilient card operational foundation. We are seeking a meticulous Card Operations Analyst to join our team at Reap. The ideal candidate will take ownership of our card operations from end to end, overseeing manufacturing, design, card logistics, BIN operations, and coordination with partners like Visa, Google for Digital Wallet Activations.

This role will be based in Malaysia, Penang. The successful candidate may occasionally (approximately 10% of the working week) be requested to work during Central Standard Time (CST) to facilitate global collaboration.

About Reap

Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.

Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments.

Backed by leading investors including Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.

Card Operations at Reap

At Reap, we believe operations is more than keeping trains on time — it’s how we enable scale, reliability, and trust. Reap is pioneering financial infrastructure powered by stablecoins, and our Card Operations team ensures the operational backbone is precise, compliant, and efficient across regions and vendors. We bring clarity to complex processes, turn ambiguity into SOPs, and deliver consistent outcomes at speed.

We also believe in the power of fresh perspectives. We want people who bring something new, individuals who challenge the status quo, bring diverse ways of thinking, and contribute to the cultural and operational excellence of our company.

You're An Ideal Candidate If You

• Are passionate about joining a high-growth fintech breaking new ground in every corner of the world
• Continuously improve and exceed standard expectations
• Have strong attention to detail and exceptional organizational abilities
• Collaborate effectively while taking initiative when needed
• Consistently deliver results on time without excuses
• Thrive in fast-paced environments with minimal supervision
• Can work during HKT hours with occasional flexibility for CST collaboration

Key Responsibilities

Oversee card design processes, including advising on designs based on client requirements

Manage inventory management, distribution, and tracking of cards

Manage Bank Identification Number (BIN) operations and allocation

Requirements And Qualifications

What We Offer

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