Senior / Finance Analyst Malaysia

dtcpay is a MAS-licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand our footprint worldwide, we are shaping the future of the digital payments space and driving the next chapter of growth. We are looking for a highly motivated and analytical

Financial Planning and Analysis (FP&A) Specialist

to join our team. In this role, you will play a key part in driving business performance by providing financial insights, supporting strategic initiatives, and partnering with cross-functional teams. You will be responsible for analyzing financial and operational data, building models to guide decision-making, and ensuring robust reporting to management and investors. This is an exciting opportunity to contribute to dtcpay’s growth journey as we scale regionally and globally. What You’ll Do :

Business Performance & Financial Analysis

Monitor and analyze business performance using key financial and operational metrics. Provide data-driven insights on trends, efficiency, and growth to support decision-making. Assess unit economics of customers, products, and payment channels. Analyze profitability across business and product lines. Support product and pricing strategies with insights into margins, costs, and scalability.

Strategic Planning & Business Partnering

Collaborate with Product, Operations, and Compliance teams to evaluate the financial impact of new initiatives (e.g., new partnerships, payment rails, regulatory changes). Build financial models and scenario analyses to support fundraising activities and investor reporting. Contribute to long-term strategic planning to scale dtcpay’s operations regionally and globally.

Management Reporting

Prepare and deliver timely weekly, monthly, and quarterly financial dashboards for management and investors. Summarize performance trends and overall financial health for stakeholders. Provide tailored financial insights to support board discussions and investor requirements.

Budgeting, Forecasting & Cost Optimisation

Develop and manage annual budgets and rolling forecasts across transaction volumes, revenue streams, and operating costs. Liaise with department heads to analyze variances between actuals, budgets, and forecasts, and identify key business drivers. Conduct cost analysis to identify efficiency opportunities across departments and vendor relationships. Recommend and track cost optimization initiatives while ensuring scalability and compliance.

Process Improvement & Systems

Enhance FP&A processes, drive automation, and develop dashboards to provide real-time financial and operational visibility. Strengthen internal controls and ensure compliance with regulatory requirements.

What We’re Looking For :

Bachelor’s degree in Finance or Accounting or a related field. Minimum of 3–4 years of experience in FP&A, financial analysis, or business finance, ideally within fintech, payments, or digital financial services. Proficiency in FP&A tools, BI dashboards, and financial reporting systems. Experience in cost optimization, pricing strategy, and high-growth environments is an advantage. Strong interpersonal and communication skills, with the ability to collaborate effectively with cross-functional teams and external stakeholders. Ability to thrive in a fast-paced, dynamic work environment. Proactive, adaptable, and willing to take on additional responsibilities beyond the core job scope when required. Proficiency in

English and Mandarin

as you will need to work closely with Chinese vendors. The role is based fully onsite, requiring your presence in the office. Competitive compensation and benefits packages Regional exposure and career growth opportunities Opportunity to work with a dynamic and innovative digital payments Exposure to cross-functional collaboration and involvement Mentorship and guidance from experienced professionals

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