Associate Product Specialist (Credit Cards)

Job Summary

The role will be responsible for handling the Project Delivery for the Cards and Payment domain. Will be responsible for developing project plans, define project scope, tracking and monitoring the projects from inception to closure, must adhere to groups standards and controls for successful delivery. Ability to identifying and managing risks, including developing contingency plans to mitigate potential issues. Knowledge on card issuing and transaction acquiring processing and standards. Knowledge on ISO8583 messaging standard protocols. Will be responsible for developing solutions, stakeholder management, vendor and financial management, developing project costs, and delivering the developed solutions. Hand on experience with VISA, MasterCard Card, UPI and other national card schemes Issuing & Acquiring, Scheme compliance requirement. Desirable to have knowledge on national schemes and processor integrations. Knowledge about API’s (SOAP, JSON, REST..ETC) and Web Service Integration. Knowledge about Back Office integration. Knowledge about HSM protocols and configuration, Knowledge about encryption Keys / Cryptography both symmetric and asymmetric keys, 3DES, AES, SM4, SHA. Familiarity with EMV technologies and standards, and PCI DSS and PA DSS standards. Familiarity with Contact and Contactless technologies, Familiarity with 3DS and Tokenization standards. Experience with an EFT transaction switching or on-line banking environment. Hands-on experience with automated test tools and simulators. Experience on Google Pay / Samsung Pay / Apple Pay Wallets and QR Code and Emerging payments will be an added Advantage. Strong design and programming knowledge on CICS, COBOL, JCL, VSAM, MVS. Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development). Excellent verbal and written communication skills to technical and non-technical audiences of various levels in the organization. Willingly shares relevant technical and / or industry knowledge and expertise to other resources. Excellent problem-solving, team, and time management skills. Resourceful and proactive in gathering information and sharing ideas. Experience in banking or financial services industry. Working experience in Cloud and Digital transformation projects is an advantage. Good knowledge skill on open banking is a plus. Ability to review the requirement, impact analysis, gap analysis, high level design, cost estimation, propose timeline, obtain project approval, and draft solution architecture / function spec / technical spec document. Be an excellent leader, Subject matter expert on the technical and functional knowledge. Good team collaboration, relationships within & outside POD to all levels of the organization Strong influencing, conflict resolution & negotiation skills. Skills and Experience

Knowledge of Card Issuance / Management, Digital Channels interface, Encryption, HSM and ISO8583 messaging standards Familiarity with EMV Contact / Contactless, VISA and MasterCard Card Issuing & Acquiring, Scheme compliance requirements Familiarity on PCI DSS and PA DSS compliance requirements Experience on Switch integration with VISA / Mastercard is mandatory. Others such as UPI, JCB and National switches. Experience on Google Pay / Samsung Pay / Apple Pay Wallets and QR Code and Emerging payments will be a added Advantage Experience in Web Service integration and API’s Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development) Excellent in preparing the Solution Architecture document, Functional and technical spec Excellent problem-solving, team, and time management skills. Experience in Programming Languages and other emerging technologies Qualifications

B TECH or BE or MBA grade in Computer Science / Information Systems or related IT Area; 6 to 10 Years About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can\'t wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we : Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental / maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

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