Senior SME Credit Manager (GCM)

Overview

To perform independent credit evaluation / assessment in respect of the credit application of commercial / SME accounts, mitigation and recommendations to enable decision-makers to formulate well-informed decisions, with the objective to satisfy borrowers’ needs and protect the Bank’s asset quality.

To provide support and work closely with Business Units in respect of enhancing credit structure and proposed terms and conditions.

To attend to various requests from business units within the agreed turnaround time.

To monitor closely the existing loan portfolio to ensure that any early warning signals are being highlighted promptly for informed decision making and appropriate action.

To provide necessary support in matters related to credit management infrastructure of the Bank.

Ensure compliance of the Bank’s credit policies and applicable rules and regulations while maintaining a balanced approach to promote profitable business growth and asset quality.

Other duties to be assigned by Head of Department and / or Group Chief Credit Officer from time to time.

Key Requirement

• Minimum 5 years in credit processing, analysis and evaluation exposure in marketing of SME / commercial loans.
• Capable of working independently with minimum supervision, possess strong credit analytical skills and able to work under tight deadlines.
• Good written and communication skills.
• Experienced business relationship manager who is interested in Credit Evaluation is encouraged to apply.

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About Affin Bank

AFFIN BANK Berhad is the financial holding company of Affin Islamic Bank Berhad, Affin Hwang Investment Bank Berhad, and Affin Moneybrokers Sdn Bhd. Generali Life Insurance Malaysia Berhad and Generali Insurance Malaysia Berhad are associate companies of Affin Bank Berhad.

AFFIN BANK provides a suite of financial products and services that is catered to both retail and corporate customers. The target business segments are categorized under key business units such as Community Banking, Enterprise Banking, Corporate Banking and Treasury. As at 17 August 2023, AFFIN BANK has a network of 120 branches in Malaysia.

At AFFIN, we strive to always connect and engage with our customers, to understand their changing needs and aspirations better. It represents our passion and commitment to the community we operate in, enabling us to quickly respond to changes and provide a personalised experience.

At AFFIN, our people are aligned to our values of customer centricity, creativity and value creation. Our tagline “Always about you”, was crafted to drive loyalty and build our reputation as a creative and innovative financial organisation. Our people are at the heart of what we do and remain the focus of our customer centric culture.

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