Manager, Group Credit and Investment Evaluation

Responsibilities :

• Conduct credit review on new credit applications and other proposals involving credit exposures as well as non-performing receivables in accordance with the company's credit policies and guidelines.
• To perform in-depth credit evaluation and approved credit applications in accordance with the credit authority given and ensuring any exceptions are escalated to the relevant authority
• To review reports prepared by Senior Associate (SA) and CA and to support / supervise their preparation of credit evaluation reports, analysis of market condition, economic development and industry review.
• Perform regular updates on industry review by the rating / research houses for the reference of Business Units to keep abreast with the fast-changing business landscape and environment.
• To conduct joint customer visits with Business Units and Branch visits when necessary.
• To formulate, review and improve credit application processes, policies & guidelines to enhance efficiency of credit approval and effectiveness of credit risk management.
• To handle recruitment and training of staff, levelling up the department's mid-level capabilities in order to develop a high performing and engaged workforce.
• To provide coaching and guidance to junior Credit Associate on product knowledge, credit assessment technique and company's internal policies and procedures.
• The position is equivalent to Manager.

Requirements :

equivalent with Chartered Banker (CB) / Associate Chartered Banker (ACB) / Professional Credit Certification (PCC) / Certified Credit Professional (CCP) qualification.