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Senior Relationship Manager
Bank Pertanian Malaysia Berhad (Agrobank)Kuala Lumpur, Kuala Lumpur, Malaysia1 hari lalu
Penerangan pekerjaanTo achieve target for new origination, approval and disbursement for newly financing application within TAT stipulate. To conduct timely CR and responsible for asset quality prior transfer the account to Credit Analyst team Wallet Sizing – Cross sell fee based and deposit Financing packaging offer to the customer based on the actual requirement and provide financing solution to the customer. Satisfaction good relationship with the customer (KYC) via responsible financing. To refer potential customer to Regional SME Centre to assist customer requirement. To support Government Agenda within the Bank mandated role with the fund release and assistance provided To build relationship with other government agencies under MAFI and other related agencies. Compliance with internal and external regulation To communicate with supervisor and related parties to resolve any issue pertaining to day-to-day operation. Undertake other responsibilities as assigned by the Management from time to time. 2-5 years with working experience in business / commercial banking or any equivalent. Certified Credit Professional (CCP) / other external certification is an added advantage Good knowledge of the broad range of Agrobank's products. Independent, self-motivated, resourceful and have excellent interpersonal skills Strong knowledge of Banking product Good analytical skills in financial accounts and well versed in cash flow analysis. Good in portfolio management, asset quality and R&R exercise / structure to resolve customer need. Good planning and organizing skills. Result oriented and able to work as a team Fluent in both spoken and written English
JOB PURPOSE
- Managing the overall business development and relationship management among new and existing SME and Commercial Banking clients to meet defined objectives and profitability budget.
- Execute sales action plans and strategies to grow the financing asset, share of wallet and revenue through origination of SME and Commercial customers to the Bank.
- Develop new businesses by identifying and contacting prospects and managing low-performing client from existing portfolio.T
- o do site visit to all business premises and to identify the nature of the business, flow of the business and to evaluate business strength, sustainability, products, profits etc.
- Process and evaluate credit applications to ensure that only quality assets are booked.
- Provide recommendations to support credit applications to approving authorities.
PRINCIPAL ACCOUNTABILITIES
EDUCATION
Possess a recognized bachelor's degree in Business / Finance or related discipline
EXPERIENCE
KNOWLEDGE AND SKILLS
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Relationship Manager • Kuala Lumpur, Kuala Lumpur, Malaysia
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