SME Banker

As an SME Banker in our innovative fintech company, you will be responsible for driving growth and delivering tailored financial solutions to Small and Medium Enterprises (SMEs). You will serve as a trusted advisor to SME clients, assessing their needs and offering fintech-enabled financing products that support business growth and digital transformation.

Key Responsibilities

• Develop and manage relationships with SME clients to understand their financial needs and business challenges.
• Originate, assess, and structure SME financing solutions including loans, trade finance, cash management, and digital financing products.
• Collaborate closely with internal teams (product, risk, compliance) to tailor fintech solutions aligned with regulatory requirements and market demand.
• Actively promote fintech-enabled SME financing services through digital channels and direct engagement.
• Monitor SME customer portfolios for risk management, repayment tracking, and customer satisfaction.
• Provide financial education and advisory services to empower SMEs toward sustainable growth.
• Maintain up-to-date knowledge of the Malaysian financial ecosystem, SME sector trends, and fintech innovations.
• Ensure compliance with Bank Negara Malaysia regulations and internal policies.
• Collaborate with partners, marketplaces, and platforms to expand SME ecosystems and partner integrations.
• Demonstrate a proactive attitude by questioning traditional approaches to SME financing and constantly seeking innovative ways to add value.
• Embrace challenges and be resilient in navigating a fast-changing fintech environment.
• Promote and drive digital transformation within SME banking by challenging existing processes and proposing new solutions.
• Take ownership of problems and opportunities, persistently pushing for better outcomes that support both clients and company growth.

Requirements

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Business Development and Sales

Industries

Banking and Financial Services

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