Account Relationship Manager (Penang / Alor Setar / Sungai Petani)

Overview

To manage existing and acquire new commercial banking clients to the bank. This role will report to the Business Center Manager. Responsibilities

Acquire new account relationships. Manage a portfolio of existing Commercial Banking Account relationship in order to grow both funded income and non–funded income. Manage a portfolio of accounts in order to provide value – added banking advice and customised financial solutions in order to optimise revenue generation from the portfolio. Write credit applications for new account acquisition and ensure timely review and renewal of existing accounts. Ensure acceptable asset quality of existing portfolio by being pro-active and up-to-date in terms of market intelligence in relation to accounts and industry of portfolio managed. Work closely with product partners including Trade Services, Global Markets, and Deposit & Liability Management in order to meet financial and banking requirements of clients in a wholesome manner. Ensure that banking facilities offered to clients are structured in compliance with credit lending policies. Ensure that key risks of cases are adequately addressed by in CAs before submission to Wholesale Credit. To preserve the assets quality of the bank at all times. To monitor and encourage utilisation of existing facilities under the portfolio in order to increase revenue. Close follow through with clients on to ensure acceptance of the Bank’s facilities and subsequent drawdown. What’s next?

Once you’ve applied online, our team will carefully review your application. Due to a high volume of applications, we appreciate your patience to allow for a fair and timely review process Should you be shortlisted for the role, we will send you an invitation via email for an interview. You can also check on your application status by logging into your candidate account For more job opportunities, please go to HLB Careers